卡内多账号应用平台的设计与实现

发布时间：2019-05-07 18:13

【摘要】：新世纪之后,面对移动支付的不断推进、移动用户不断增加,移动支付产业服务的运营平台也呈现出不断增加的趋势,其中便捷性问题成为移动支付发展的关键。在移动支付与JAVA智能卡逐步融合的情况下,如何在实现移动支付卡便捷情况下,同时保障移动支付的安全性,为移动支付卡的运营搭建一个完善有效的平台是至关重要的。本文围绕基于JAVA技术的移动支付卡内多账号应用平台展开研究。该应用平台是在移动支付卡应用管理平台的基础上提供的一个支撑移动支付Java卡承载多个在线账户功能的一个卡管理平台和应用服务平台,这个平台可以对移动支付卡上的应用进行设置、激活、注销、删除及对应用所产生的相关信息等进行全生命周期管理。本文首先对卡内多账号应用平台的基本需求进行挖掘,卡内多账号应用平台需求由两部分组成,一是业务平台,主要提供账户信息管理、多账号管理、卡务管理、卡设备管理、日志管理等功能,以及提供一些数据短信和卡交互的安全、底层功能封装等功能。二是卡内多账号的Java Applet应用,这个应用可以通过平台和应用的交互存储多个移动支付业务合作伙伴的在线账号,节省成本、简化运营流程、提高运营质量、改善用户体验,最终实现移动支付卡“增值”。
[Abstract]:After the new century, in the face of the continuous advancement of mobile payment, the number of mobile users continues to increase, and the operating platform of mobile payment industry also shows an increasing trend, among which convenience becomes the key to the development of mobile payment. In the case of the integration of mobile payment and JAVA smart card, how to realize the convenience of mobile payment card and guarantee the security of mobile payment at the same time, it is very important to build a perfect and effective platform for the operation of mobile payment card. This paper focuses on the mobile payment card multi-account application platform based on JAVA technology. The application platform is a card management platform and application service platform based on the mobile payment card application management platform, which supports the mobile payment Java card to carry multiple online account functions. This platform can set, activate, log out, delete and manage the whole life cycle of the application information generated by the mobile payment card. This paper firstly excavates the basic requirements of the multi-account application platform in the card. The demand of the multi-account application platform in the card consists of two parts: one is the business platform, which mainly provides account information management, multi-account management, card device management, and so on. Log management and other functions, as well as provide some data SMS and card interaction security, the underlying function encapsulation and other functions. The second is the multi-account Java Applet application within the card, which can store the online accounts of multiple mobile payment partners through platform and application interaction, save costs, simplify the operation process, improve the operation quality, and improve the user experience. Finally realize the mobile payment card "value-added".
【学位授予单位】：大连理工大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP311.52

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