接招互联网金融

发布时间：2018-03-05 03:07

  本文选题：服务模式创新　切入点：存款总额　出处：《中国农村金融》2014年11期 　论文类型：期刊论文

【摘要】：正传统银行与互联网金融的融合是必然的,出路在于以互联网思维加快具有竞争力的产品和服务模式创新自去年开始,余额宝与其他互联网投融资产品在金融市场掀起了一轮又一轮热潮,有人追捧,有人批判,风起云涌。短期来看,互联网金融产品吸收的资金总量还无法与银行存款总额相抗衡,但它们的增长速度相当惊人。在这种市场格局下,传统银行业特R%是农村中小金融机构着实感到竞争压力倍
[Abstract]:The integration of traditional banks and Internet finance is inevitable, and the way out is to speed up the innovation of competitive products and service models through Internet thinking since last year. Yu'e Bao and other Internet investment and financing products have set off a wave of upsurge in the financial market, which has been pursued by some, criticized by others, and surging. In the short term, The total amount of capital absorbed by Internet financial products cannot yet compete with the total amount of bank deposits, but their growth rate is quite astonishing. In this market situation, the traditional banking sector has a special R% of financial institutions in rural areas that feel competitive pressure.
【作者单位】： 天津农商银行;
【分类号】：F49;F832
，

本文编号：1568466