互联网经济环境下的金融变革

发布时间：2018-04-20 22:20

  本文选题：互联网 + 经济　； 参考：《金融博览》2013年07期

【摘要】：正美国微战略公司的董事长兼首席执行官迈克尔·赛勒,在《移动浪潮》一书中将信息技术进步分为五次浪潮:大型计算机,小型计算机,桌面电脑,互联网时代的个人电脑,移动互联网。他认为,移动技术和社交网络的合力将在未来10年提升世界50%国家的国内生产总值。金融行业在互联网技术的浪潮下也将不可避免地发生变革。泛金融发展趋势金融平民化趋势。随着互联网技术的不断丰富和应用,3G/4G移动通信技术的快速发展,计算机硬件性能的不断提升,具备实力的主体不断参与到金融服务领域中来,这其中除了银行、电商、第三方支付企业、P2P,还包括社交网络、搜索引擎、移动运营商等等。
[Abstract]:Michael Sailer, chairman and chief executive officer of American Microstrategy, divides information technology advances into five waves in the Mobile Wave: mainframe computers, minicomputers, desktop computers, and personal computers in the Internet age. Mobile Internet. He thinks the combination of mobile technology and social networking will boost the world's GDP by 50 percent over the next 10 years. The financial industry will inevitably change under the tide of Internet technology. Pan-finance development trend financial popularizing trend. With the continuous enrichment of Internet technology and the rapid development of mobile communication technology using 3G / 4G, the performance of computer hardware has been continuously improved, and the powerful subjects are constantly participating in the field of financial services. Among these, banks and e-commerce companies are among them. Third-party payment companies like P 2 P, also include social networks, search engines, mobile operators and so on.
【作者单位】： 中国农业银行产品研发部;
【分类号】：F830.49
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本文编号：1779703