国际老年长期照护保险实施现状及启示

发布时间：2018-03-12 19:05

  本文选题：长期照护　切入点：长期照护保险　出处：《中国老年学杂志》2017年12期 　论文类型：期刊论文

【摘要】：正随着经济发展,医疗卫生服务条件的改善,人口预期寿命增加,家庭规模缩小及人口老龄化,我国老年人的长期照护问题日益凸显[1,2]。长期照护保险指对因年老、慢性疾病、意外伤害等原因导致身体功能部分或全部丧失,生活无法自理,需要接受长期康复和护理的被保险人,在接受他人护理时对其支付的费用给予补偿的一种健康保险[3]。我国老年人长期照护占据了大量的医疗保险支出,但相关养老保险、医疗保险制度尚处于探索阶段[4,5]。较早迈入老龄化的国家,如荷兰、德
[Abstract]:With the development of economy, the improvement of medical and health service conditions, the increase of life expectancy, the reduction of family size and the aging of population, the problem of long-term care for the elderly in China is becoming increasingly prominent [1 / 2]. Long-term care insurance refers to the treatment of chronic diseases due to old age. Some or all of the physical functions are lost due to accidental injury, and the insured cannot take care of himself and needs long-term rehabilitation and care. A kind of health insurance that compensates for the expenses paid by others when they receive care [3] .Long-term care for the elderly in China accounts for a large amount of medical insurance expenditure, but related old-age insurance, The medical insurance system is still in the exploratory stage [4] .Early aging countries, such as the Netherlands, Germany
【作者单位】： 郑州大学护理学院;河南省人民医院;Benalla
【基金】：河南省医学科技攻关项目(No.201403162) 河南省科技攻关计划项目(No.162102310025)
【分类号】：F842.6;R47
，

本文编号：1602891