小额信贷对农村妇女赋权影响的实证研究 ——来自孟加拉国的证据

发布时间：2021-03-25 13:00

　　小额信贷计划能引起经济学家和政策制定者的关注是因为它可以增强妇女的权益,以及通过向贫困妇女提供获得小额信贷计划的机会来减少贫困。自从小额信达在孟加拉国开始实施以来,受到学者们的广泛研究。小额信贷计划,为农村贫困妇女提供生产过程中的信贷和其他小规模的服务。孟加拉国的小额信贷计划都是基于这样一种观点,即妇女比男性更容易受到信贷约束,进入劳动力市场的机会有限,并且在家庭决策中的权力受到歧视。文献表明,小额信贷对妇女赋权的影响仍然具有挑衅性。虽然一些研究表明,小额信贷可以帮助女性提高她们的收入能力,从而提高克服文化差异的能力。在其他一些研究中指出,分配给妇女的小额贷款通常由其配偶控制,这会导致妇女进一步严重从属,并使她们在家庭或社会一级的父权制度中权利变得更弱。但是,小额信贷对农村妇女赋权的影响尚未得到进一步的实证。因此,本研究旨在更好地了解小额信贷对孟加拉国农村妇女家庭赋权的影响。此外,还探讨了影响孟加拉国农村妇女家庭获得小额信贷的决定因素。通过对孟加拉国Jamalpur和Mymensingh地区的四个村庄中300个妇女（包括借款人和非借款妇女家庭）收集问卷数据调查,运用logit模型进行实... 

【文章来源】：福建农林大学福建省

【文章页数】：116 页

【学位级别】：硕士

【文章目录】：
List of Abbreviations
摘要
Abstract
1 Introduction
    1.1 Rationale of the study
    1.2 Concept of microcredit
        1.2.1 Definition of microcredit
        1.2.2 Microcredit service provider
        1.2.3 Characteristics of microcredit
    1.3 Socio-economic condition of Bangladesh
    1.4 Status of women in Bangladesh
    1.5 Purpose of the study
    1.6 Problem statement
    1.7 Research questions
    1.8 Objectives of the study
    1.9 Scope of the study
    1.10 Structure of the study
2 Literature review
    2.1 The positive impact of microcredit on rural women empowerment
    2.2 The adverse or insignificant impact of microcredit on rural women empowerment
    2.3 Empirical studies on impact of microcredit to women empowerment
        2.3.1 Process-based impact studies
        2.3.2 Outcome-based impact studies
3 Research methods and data collection
    3.1 Accessibility to microcredit by rural women
        3.1.1 Conceptual framework
        3.1.2 Empirical framework
        3.1.3 Explanation of variables
    3.2 Assessing women’s empowerment impact of microcredit
        3.2.1 Developing empowerment indicators
        3.2.2 Model specification
        3.2.3 Explanation of variables
    3.3 Data collection route
        3.3.1 Selection of the study area
        3.3.2 Selection of sample and sampling techniques
        3.3.3 Sample size
        3.3.4 Method of data collection
        3.3.5 Preparation of survey schedule and pre-testing
        3.3.6 Period of survey
        3.3.7 Collection of data
4 Empirical results and discussion
    4.1 Descriptive statistics of the rural women households
    4.2 Description of the amount of microcredit of the respondents
    4.3 Description of the variable used in logit model
    4.4 Empirical results of microcredit accessibility for rural women
    4.5 Impact of microcredit on rural women empowerment indicators
        4.5.1 Impact of microcredit on control over financial assets/resources
        4.5.2 Impact of microcredit on control over mobility
        4.5.3 Impact of microcredit on ability to make purchase independently
        4.5.4 Impact of microcredit on participation in decision making…
        4.5.5 Impact of microcredit on legal awareness
5 General discussion,conclusions and future perspectives
    5.1 General discussion
    5.2 Conclusions
    5.3 Policy implication
    5.4 Research scope and limitation
    5.5 Future perspectives for the study
References
Shorten version of the thesis in Chinese
Appendices
    Appendix A
    Appendix B
    Appendix C
Publication
Acknowledgements



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