人口结构变化对消费结构及储蓄率的影响分析
发布时间：2018-07-25 17:39
【摘要】：利用1995年、2002年和2007年的CHIPS(China Household Income Projects)数据实证分析了家庭人口结构变化对城乡居民家庭消费结构和储蓄率的影响。家庭收入、规模大小、户主年龄和家庭不同年龄人口占比等家庭人口结构变量对消费结构和储蓄率都有一定的影响。就消费结构来说,如教育支出方面,老年家庭明显低于年轻家庭;医疗保障支出方面,老年家庭明显高于年轻家庭。同时,研究表明我国城镇和农村家庭的户主年龄与储蓄率略呈U型结构,也就是说我国家庭微观储蓄率与经典的生命周期假设不一致。进一步探讨了未来家庭人口结构变化对中国家庭储蓄率和经济结构的影响以及相关政策涵义。
[Abstract]:Based on the CHIPS (China Household Income Projects) data of 1995, 2002 and 2007, this paper empirically analyzes the influence of the change of household population structure on the consumption structure and savings rate of urban and rural households. Household structure variables such as household income, size, age of head of household and proportion of population of different ages have certain influence on consumption structure and savings rate. In terms of consumption structure, such as education spending, older families are significantly lower than young families, and health care spending is significantly higher than young families. At the same time, the study shows that the age and savings rate of heads of household in urban and rural households are slightly U-shaped, that is to say, the micro-saving rate of households in China is inconsistent with the classical life cycle hypothesis. The effects of the future changes of the household population structure on the household savings rate and economic structure in China and the relevant policy implications are also discussed.
【作者单位】： 中国社会科学院财经战略研究院;国务院发展研究中心;
【基金】：中国博士后基金项目(2014M550113) 国家社会科学青年基金项目(13CJL046)
【分类号】：C924.24
，
本文编号：2144549
[Abstract]:Based on the CHIPS (China Household Income Projects) data of 1995, 2002 and 2007, this paper empirically analyzes the influence of the change of household population structure on the consumption structure and savings rate of urban and rural households. Household structure variables such as household income, size, age of head of household and proportion of population of different ages have certain influence on consumption structure and savings rate. In terms of consumption structure, such as education spending, older families are significantly lower than young families, and health care spending is significantly higher than young families. At the same time, the study shows that the age and savings rate of heads of household in urban and rural households are slightly U-shaped, that is to say, the micro-saving rate of households in China is inconsistent with the classical life cycle hypothesis. The effects of the future changes of the household population structure on the household savings rate and economic structure in China and the relevant policy implications are also discussed.
【作者单位】： 中国社会科学院财经战略研究院;国务院发展研究中心;
【基金】：中国博士后基金项目(2014M550113) 国家社会科学青年基金项目(13CJL046)
【分类号】：C924.24
，
本文编号：2144549
本文链接：https://www.wllwen.com/shekelunwen/renkou/2144549.html
最近更新
教材专著
