中国金融结构变迁与人口老龄化问题研究
发布时间：2019-02-12 21:58
【摘要】：人口老龄化、技术进步以及全球变暖是影响21世纪的三大热点问题。人口老龄化本身是把双刃剑,人们在享受长寿带来愉悦的同时,也给社会带来一个严重挑战：如何养老。本文从人口经济学角度,结合生命周期理论探讨人口结构变迁对我国金融结构变迁的影响,根据人口结构变迁可能带来的影响制定前瞻性政策,使金融结构适应人口结构的变化,进而满足老龄化社会的需求,实现金融养老的目的。 本文主要包括七个部分： 第一部分说明了选题来源、研究的意义和国内外研究同类问题的现状。 第二部分对金融结构作一个基本的阐述,结合本文研究的实际对金融结构的含义予以界定。 第三部分析了我国人口老龄化的程度以及未来发展的趋势。 第四部分从供给和需求两方面来阐述人口老龄化对我国金融结构的影响,从理论的角度来分析我国金融结构变迁的真正原因,为减少人口老龄化对我国经济的冲击找到一些可能的对策。 第五部分通过人口结构与我国居民金融结构的相关分析,进一步说明人口老龄化与我国金融结构变迁之间的关联。 第六部分探讨了我国金融结构可能变迁的路径,以及人口老龄化引起的金融结构变迁对我国金融发展的影响。 第七部分是政策建议。一是如何维护金融稳定,二是如何从金融的角度实现养老。
[Abstract]:Population aging, technological progress and global warming are three hot issues affecting the 21st century. Population aging itself is a double-edged sword, people enjoy a long life to bring joy, but also bring a serious challenge to society: how to provide for the aged. From the point of view of population economics and combining with the theory of life cycle, this paper discusses the impact of population structure change on financial structure change in China, and formulates forward-looking policies according to the possible impact of population structure change. Make the financial structure adapt to the change of the population structure, then meet the needs of the aging society, realize the purpose of the financial endowment. This paper mainly includes seven parts: the first part explains the origin of the topic, the significance of the research and the current situation of domestic and foreign research on similar issues. The second part makes a basic exposition on financial structure, and defines the meaning of financial structure in combination with the actual research in this paper. The third part analyzes the degree of population aging and the trend of future development. The fourth part expounds the influence of the aging population on the financial structure of our country from the two aspects of supply and demand, and analyzes the real reasons of the change of the financial structure of our country from the angle of theory. To reduce the impact of population aging on China's economy to find some possible countermeasures. The fifth part through the population structure and our country resident financial structure correlation analysis, further explains the population aging and our country financial structure vicissitude the correlation. The sixth part discusses the possible changes of financial structure in China and the impact of the changes of financial structure caused by the aging of population on the financial development of China. The seventh part is the policy suggestion. One is how to maintain financial stability, the other is how to achieve pension from the perspective of finance.
【学位授予单位】：兰州大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：F832.1;C924.2
本文编号：2420831
[Abstract]:Population aging, technological progress and global warming are three hot issues affecting the 21st century. Population aging itself is a double-edged sword, people enjoy a long life to bring joy, but also bring a serious challenge to society: how to provide for the aged. From the point of view of population economics and combining with the theory of life cycle, this paper discusses the impact of population structure change on financial structure change in China, and formulates forward-looking policies according to the possible impact of population structure change. Make the financial structure adapt to the change of the population structure, then meet the needs of the aging society, realize the purpose of the financial endowment. This paper mainly includes seven parts: the first part explains the origin of the topic, the significance of the research and the current situation of domestic and foreign research on similar issues. The second part makes a basic exposition on financial structure, and defines the meaning of financial structure in combination with the actual research in this paper. The third part analyzes the degree of population aging and the trend of future development. The fourth part expounds the influence of the aging population on the financial structure of our country from the two aspects of supply and demand, and analyzes the real reasons of the change of the financial structure of our country from the angle of theory. To reduce the impact of population aging on China's economy to find some possible countermeasures. The fifth part through the population structure and our country resident financial structure correlation analysis, further explains the population aging and our country financial structure vicissitude the correlation. The sixth part discusses the possible changes of financial structure in China and the impact of the changes of financial structure caused by the aging of population on the financial development of China. The seventh part is the policy suggestion. One is how to maintain financial stability, the other is how to achieve pension from the perspective of finance.
【学位授予单位】：兰州大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：F832.1;C924.2
【引证文献】
相关硕士学位论文 前1条
1 李娟;人口老龄化视角下的金融创新研究[D];兰州大学;2012年
，本文编号：2420831
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