中国金融监管体制变迁与政府行为研究（1978-2010）

发布时间：2019-03-04 15:42

【摘要】：近现代金融业从自由状态走向政府管制是经历制度变迁的过程。金融监管作为一种制度安排,目的是为了保持金融体系的均衡稳定并提供效率与公平。为保证利益为社会所共同享受,政府需要通过外部监管保持金融体系的正常运行与可持续发展。在真实的金融业世界中,各国政府为保持金融业的稳定与经济发展,对金融交易及金融机构采取了不同的监管措施,包括制定金融法规和制度,并采取措施控制金融危机。多年以来,特别是经历了数度金融危机,各国政府及学者在是否支持金融监管的讨论方面逐渐趋于同一声音,但在如何监管,政府在其中扮演怎样的角色方面,意见始终未有统一。无论学者如何争论,不论金融市场如何风云变幻,政府在金融监管方面表现出的缺乏预见性、灵活应变能力,不可否定,特别是在金融危机发生时表现得尤为突出。因此,研究政府行为在金融监管中的变化具有十分重要的意义。回顾新中国金融历史与金融监管史,罕有一个国家能够如其一样,从单一的金融业态变迁到多元化的金融市场,仅仅用了三十年的时间。其间,中国经历了独特的二元制经济结构的转变,金融创新层出不穷,金融监管从无到有,国家与政府为金融业的发展谋划并实施了诸多制度移植及制度创新,开启了以政府主导型制度变迁为主要特点的金融监管之路。本文采用制度变迁理论,运用历史分析方法,以金融监管制度变迁为逻辑研究框架,以政府行为作为研究目的,揭示改革开放以来中国金融监管制度变迁的动因、变化过程与内在因果关系与逻辑内涵。本文的结构安排:第一章是绪论部分;第二章是制度变迁的理论分析;第三章是中国金融监管体制演变轨迹;第四章是混业经营、集中监管体制及制度学习;第五章是分业经营、分业监管体制及制度修正;第六章是综合经营萌芽下分业监管体制及制度调整;第七章是本文的结论与启示。
[Abstract]:The modern financial industry moves from the free state to the government regulation is the process of the system change. The purpose of financial regulation is to maintain the balance of the financial system and to provide efficiency and equity. The government needs to maintain the normal operation and sustainable development of the financial system through external supervision in order to guarantee the common enjoyment of the interests. In the real financial world, governments have taken different regulatory measures for financial transactions and financial institutions to maintain the stability and economic development of the financial industry, including the development of financial regulations and systems, and the adoption of measures to control the financial crisis. For many years, especially through the number of financial crises, governments and scholars have tended to have the same sound in the discussion of whether to support financial supervision, but how to regulate the role of the government in it has not been unified. No matter how the scholars argue, no matter how the financial market changes, the lack of predictability and flexibility of the government in the financial supervision, especially in the case of the financial crisis. Therefore, it is of great significance to study the changes of government behavior in financial supervision. Looking back on the history of new China's financial history and financial regulation, it is rare that one country can change from a single financial form to a diversified financial market, just for 30 years In the meantime, China has experienced the transformation of the unique dual-system economic structure, and the financial innovation is endless, and the financial supervision is from the end to the end. The state and the government plan for the development of the financial industry and implement a number of system transplant and system creation New, open the financial supervision with the change of the government-oriented system as the main characteristic The paper uses the theory of institutional change, uses the historical analysis method to change the financial supervision system into the logical research framework, and takes the government's behavior as the research object, and reveals the reason, the change course and the internal causality and the internal cause and effect of the change of the financial supervision system in China since the reform and opening-up. The structure arrangement of this paper: the first chapter is the introduction part, the second chapter is the theoretical analysis of the institutional change, the third chapter is the development track of the financial supervision system in China, the fourth chapter is the mixed business operation, the centralized supervision system and the system study, the fifth chapter The sixth chapter is the regulation of the supervision system and the system of the sub-industry under the bud of the comprehensive operation; Chapter 7 is the article.
【学位授予单位】：辽宁大学
【学位级别】：博士
【学位授予年份】：2011
【分类号】：F832.9;K27

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