清代驻防旗人的官方借贷

发布时间：2018-04-18 20:42

本文选题：清代 + 驻防旗人　；参考：《甘肃社会科学》2017年05期

【摘要】：清代驻防旗人的借贷是一个常见而且重要的问题,其中既有官方借贷,也有民间借贷,此处仅讨论驻防旗人向官方借贷的问题。官方借贷始终是驻防旗人借贷的主要方面,这一问题过去关注较少,其间的细节往往鲜为人知,通常以其为清廷恩养旗人政策的一个内容。事实上,其中既有方便与接济驻防旗人,尤其是接济下层兵丁的一面,也存在着将本求利,盘剥官兵的情况。多项借贷扣还款项的叠加,加剧了旗人的生活困难。官方借贷与康熙以后建立的"生息银两"制度相关,此项制度至乾隆中期取消,但从旗人借贷情况来看,生息银两制度仍长期延续。对驻防旗人的官方借贷,乾隆中期始形成较为完整的制度。晚清以后,清廷财政状况日趋恶化,借贷制度也日趋没落。
[Abstract]:The borrowing of flag guards in the Qing Dynasty is a common and important problem, including official loans and private loans.Official lending has always been a major aspect of flag guard lending, a problem that has been less focused on in the past, often with little detail, usually as part of the Qing Dynasty's policy of keeping flag holders.In fact, there is not only the convenience and assistance of the garrison, especially the lower soldiers, but also the situation of seeking profits and exploiting officers and men.The superposition of a number of loans and repayments has exacerbated the living difficulties of the flag-holders.Official lending is related to the "interest-bearing silver" system established after Kangxi, which was abolished in the middle of Qianlong period.Official lending to garrison flags, Qianlong formed a more complete system in the mid-Qianlong.After the late Qing Dynasty, the financial situation of the Qing government deteriorated day by day, and the lending system declined day by day.
【作者单位】：湖北省社会科学院文史研究所;
【基金】：国家社科基金项目“八旗驻防族群的社会变迁研究”(项目批准号:13BZS065)的阶段性成果
【分类号】：K249

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