清朝至民国时期徽州钱会利率及运作机制考述——基于89份徽州钱会文书的考察
发布时间：2018-08-02 16:06
【摘要】：钱会作为传统融资与互助的民间组织形式广泛存在于近代社会,具有自发性、互助性和风险性。清代至民国时期,徽州民间钱会具有较为成熟的运行机制,合会活动颇为兴盛。传统徽州钱会形式多样,以轮会和摇会最为多见。钱会的广泛存在适应了基层民众借贷融资等多元经济需求。参会者以借贷融资、互助合作为原则,依据会规维系彼此的利益关系。在钱会的实际运作中,因缺乏强有力的保障与约束机制,往往存在拖欠会款、会股流转以及中途倒会的现象。
[Abstract]:As a traditional form of financing and mutual assistance, money society exists widely in modern society, with spontaneity, mutual assistance and risk. During the period from Qing Dynasty to the Republic of China, Huizhou Folk money Association had a more mature operating mechanism, and the activities of Huizhou Folk money Association were quite prosperous. The traditional Huizhou money will take various forms, most often in turn and shake. The widespread existence of the money Society adapts to the diverse economic needs, such as lending and financing of grassroots people. Participants in the meeting based on the principles of loan financing, mutual cooperation, according to the rules to maintain mutual interests. In the actual operation of the money club, due to the lack of strong guarantee and restraint mechanism, there is often a phenomenon of arrears, circulation of shares and midway turnover.
【作者单位】： 安徽师范大学历史与社会学院;
【基金】：教育部人文社科重点研究基地重大项目“近代徽州宗族与乡村社会变迁和转型研究”(16JJD770003)的阶段性成果
【分类号】：K207
本文编号：2159966
[Abstract]:As a traditional form of financing and mutual assistance, money society exists widely in modern society, with spontaneity, mutual assistance and risk. During the period from Qing Dynasty to the Republic of China, Huizhou Folk money Association had a more mature operating mechanism, and the activities of Huizhou Folk money Association were quite prosperous. The traditional Huizhou money will take various forms, most often in turn and shake. The widespread existence of the money Society adapts to the diverse economic needs, such as lending and financing of grassroots people. Participants in the meeting based on the principles of loan financing, mutual cooperation, according to the rules to maintain mutual interests. In the actual operation of the money club, due to the lack of strong guarantee and restraint mechanism, there is often a phenomenon of arrears, circulation of shares and midway turnover.
【作者单位】： 安徽师范大学历史与社会学院;
【基金】：教育部人文社科重点研究基地重大项目“近代徽州宗族与乡村社会变迁和转型研究”(16JJD770003)的阶段性成果
【分类号】：K207
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