我国住宅金融统计指标体系的研究

发布时间：2018-02-08 10:02

本文关键词： 住宅金融统计指标体系住房抵押贷款二级市场个人住房住房信贷住房补贴资本市场住房公积金抵押保险　出处：《统计与预测》2003年03期 　论文类型：期刊论文

【摘要】：正住宅金融统计在反映住宅金融制度的运转过程,促进制度的行使效率上有极其重要的作用,并且可有力地监控资本市场对我国住宅市场的作用大小,以及住宅金融对住房政策的支持,有利于国家在更大的范围内进行住宅金融制度和其他相关住宅政策的调整,推动我国住房商品化的进程。随着我国加入WTO,住房消费市场的扩大以及住宅金融的深化,建立我国的住宅金融统计指标体系有相当重要的意义。目前我国的金融统计内容多数为反映金融业宏观层次的统计,没有系统的反映我国住宅金融制度的统计。发达国家和地区大多都有专门的住宅金融统计,如香港的金融统计中有未偿还住宅贷款总额、新批出住宅贷款总数及总额、尚未提取的新批核住房贷款总数与总额等住房信贷的统计。美国的金融市场化程度高,极为重视住宅金融制度配套的住宅金融统计工
[Abstract]:The statistics of housing finance plays an extremely important role in reflecting the running process of the housing financial system and promoting the efficiency of the system, and can effectively monitor the effect of the capital market on the housing market of our country. As well as housing finance's support for housing policy, which is conducive to the adjustment of the housing financial system and other related housing policies in a larger scope by the state. Promote the process of housing commercialization in China. With China's accession to the WTO, the expansion of the housing consumption market and the deepening of housing finance, It is of great significance to establish the index system of residential finance statistics in our country. At present, most of the contents of financial statistics in our country are statistics that reflect the macro level of financial industry. Most developed countries and regions have special residential finance statistics, such as the total amount of outstanding residential loans in the financial statistics of Hong Kong, the total amount of newly approved residential loans and the total amount of newly approved residential loans. The statistics of housing credit such as the total amount and total amount of newly approved housing loans that have not yet been withdrawn. The United States has a high degree of financial marketization and attaches great importance to housing finance statisticians who support the housing financial system.
【作者单位】：北京大学光华管理学院北京大学城市与环境学系
【分类号】：F832.4

【共引文献】