房地产企业金融业务的创新研究

发布时间：2018-02-09 00:58

本文关键词： 房地产金融瓶颈创新多元化　出处：《首都经济贸易大学》2011年硕士论文　论文类型：学位论文

【摘要】：近年来,由于全国许多城市房价高企,国家密集出台了一系列政策,用以调控房地产价格。受到这一因素影响,国内有不少房地产企业遇到了融资上的瓶颈。房地产作为国民经济的支柱产业,同样不能乱,应该如何突破瓶颈,解决资金难题,从而持续稳定发展,是本文特别针对房地产企业的金融问题进行了探讨。首先从房地产金融的概念入手,揭示了房地产与金融的关联。然后试图通过对美、日和东南亚等国家有关房地产金融经历的研究受到一些启示,并总结经验。接下来对国内房地产金融的现状,从体系和结构两方面进行了分析。国内目前的房地产金融体系还十分薄弱,有许多不足；而结构上仍以信贷为主,上市融资是一大趋势,其他则还缺少政策法规的保障和约束,多元化融资渠道才能给房地产带来生机。最后以融资和投资的两种角度分别阐述了对于房地产金融业务应该如何创新的认识,介绍了房地产抵押贷款、投资信托基金、私募基金以及夹层融资等房地产业在融资上的业务创新,还畅想了房地产企业突破传统,在能源、文化传媒和科技领域,甚至是动漫这类新型创意产业上进行投资,多元化发展的可行性,并举出实例。房地产金融不仅决定着房地产企业的命运,也同样关系到社会经济的运行和人们生活的质量。房地产金融创新,在今天比什么都重要。
[Abstract]:In recent years, because of the high housing prices in many cities across the country, the state has issued a series of policies intensively to regulate real estate prices. Affected by this factor, As the pillar industry of the national economy, real estate, as a pillar industry of the national economy, cannot be confused, so how to break through the bottleneck and solve the problem of capital, so as to achieve a sustained and stable development, It is this article has carried on the discussion specially to the real estate enterprise's finance question. Starting with the concept of real estate finance, this paper reveals the relationship between real estate and finance, and then tries to get some enlightenment from the research on real estate financial experience in the United States, Japan and Southeast Asia. Then it analyzes the present situation of domestic real estate finance from the aspects of system and structure. The current domestic real estate financial system is still very weak and has many shortcomings, while the structure of real estate finance is still dominated by credit. Listing financing is a major trend, while others lack the protection and restriction of policies and regulations. Finally, the paper expounds the understanding of how to innovate the real estate finance business from the two angles of financing and investment, and introduces the real estate mortgage loan and investment trust fund. Private equity funds and mezzanine financing and other real estate business innovation in financing, but also imagined that real estate companies break through the tradition, in the energy, cultural media and technology, and even animation such new creative industries such as investment, The feasibility of diversified development, and give an example. Real estate finance not only determines the fate of real estate enterprises, but also relates to the operation of social economy and the quality of people's life.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：F293.3;F832.5

【引证文献】