人民币离岸金融国际法规制研究

发布时间：2019-04-20 08:44

【摘要】：人民币离岸金融是人民币国际化的重要阶段,是人民币走出国门承担国际货币职能。离岸人民币是离岸货币的一种,与其他欧洲货币一起组成离岸金融市场。目前人民币离岸金融市场处于构建阶段,其具有离岸金融的一般性质。离岸金融是金融自由化、国际化的产物,凭借其独特性质而发展繁荣,已经成为现代金融的重要组成部分,在国际金融市场上发挥着重要的资金融通作用。同时,离岸金融也存在一定的消极因素,它加剧了金融风险,加大了金融调控的难度。因此,为降低离岸金融带来的风险并使其发挥更大的作用,有必要对离岸金融进行规制。人民币离岸金融是指在我国大陆在岸金融循环体系之外以人民币为媒介的资金融通活动。对人民币离岸金融的规制存在国际与国内两个框架,二者构成一个完整的规则体系。一方面,各成员方在WTO、IMF、IOSCO和巴塞尔框架的规制下仍然享有很大的立法、司法和行政规制的自由；另一方面,成员方又要或多或少的受到上述国际规则的约束和制约。世贸组织主要从市场准入和经营方面约束成员方影响人民币离岸金融贸易自由化的政策措施。其中,人民币离岸金融市场准入机制存在灵活性、渐进性和框架性的特征。人民币离岸金融市场经营制度规制包括国民待遇、最惠国待遇、法律与政策透明度问题。巴塞尔委员会对离岸金融目标是堵塞监管漏洞、增进监管谅解、提供监管质量。主要的协作途径包括：交换各国监管安排信息、改进国际银行业务监管技能和确定最低监管标准。
[Abstract]:RMB offshore finance is an important stage of RMB internationalization, which is the international monetary function of RMB. Offshore renminbi is one of the offshore currencies that, along with other European currencies, form an offshore financial market. At present, RMB offshore financial market is in the construction stage, which has the general nature of offshore finance. Offshore finance is the product of financial liberalization and internationalization. Because of its unique nature, offshore finance has become an important part of modern finance and plays an important role in the financing of international financial markets. At the same time, there are some negative factors in offshore finance, which aggravate the financial risk and increase the difficulty of financial regulation. Therefore, in order to reduce the risks brought by offshore finance and make it play a greater role, it is necessary to regulate offshore finance. RMB offshore finance refers to the financing activities with RMB as the medium outside the onshore financial circulation system in mainland China. There are two international and domestic frameworks for the regulation of RMB offshore finance, which constitute a complete system of rules. On the one hand, members still enjoy great freedom of legislation, judicial and administrative regulation under the WTO,IMF,IOSCO and Basel framework; on the other hand, members are more or less bound and restricted by the above-mentioned international rules. WTO mainly from the market access and business constraints on the members of the RMB offshore financial trade liberalization policies and measures. Among them, the RMB offshore financial market access mechanism has the characteristics of flexibility, gradual and frame. The regulation of RMB offshore financial market management system includes national treatment, most-favoured-nation treatment, law and policy transparency. The Basel Committee's goal for offshore finance is to plug regulatory loopholes, improve regulatory understanding and provide regulatory quality. The main ways of collaboration include the exchange of information on national regulatory arrangements, the improvement of international banking regulatory skills and the establishment of minimum regulatory standards.
【学位授予单位】：湖南师范大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：D996.2;F832.6

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