城镇职工基本医疗保险退休人员缴费政策分析

发布时间：2017-12-31 20:24

本文关键词：城镇职工基本医疗保险退休人员缴费政策分析　出处：《法制与社会》2016年22期 　论文类型：期刊论文

【摘要】：城镇职工退休人员的医保缴费问题已经纳入政策议程,该政策的实施能够拓宽医保资金来源,应对老年化危机;能够减轻在职职工负担,缓解代际不公;能够体现社会保险的精算平衡原则;能够促进劳动力流动,化解医疗保险待遇转移接续难题。因此,政府应适时修改《社会保险法》,适时开展取消医保个人账户试点,逐步延长缴费时限,建立三方筹资制度,坚持退休人员分类缴费原则,在解决医保资金来源的同时,优化我国医疗保险资金的支付结构和支付方式。
[Abstract]:The medical insurance payment for retirees of urban and urban workers has been integrated into the policy agenda , and the implementation of the policy can widen the source of medical insurance funds and deal with the aging crisis . It can reduce the burden of workers and workers , ease the problem of transfer of medical insurance treatment . Therefore , the government should revise the social insurance law at the right time , gradually increase the time limit of payment , establish a three - party financing system , and adhere to the principle of the classification and payment of retirees . At the same time , we should optimize the payment structure and payment method of medical insurance funds in our country .

【作者单位】：武汉大学政治与公共管理学院;
【基金】：武汉大学教务部科研立项《城镇职工基本医疗保险退休人员缴费问题研究》(编号:S2016419)的阶段性成果
【分类号】：D922.284
【正文快照】： 一、问题的提出医疗保险的基本雏形出现在西欧的中世纪,大工业生产背景下催生了产业工人队伍,产业工人队伍时常承受疾病和工伤风险,需要医疗保障的支撑。但工人们工资低,无法自己承担医疗费用,因此决定自发筹集资金,用平时的共同积累应对偶然性的疾病和工伤风险。虽然这种医疗

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