环境责任保险告知义务规则之构建

发布时间：2018-01-13 16:23

本文关键词：环境责任保险告知义务规则之构建　出处：《辽宁大学学报(哲学社会科学版)》2017年05期 　论文类型：期刊论文

【摘要】：强化环境责任是中国经济新常态发展路径中的一个重要选项。一方面,在公法层面上,中国在追求经济可持续发展的同时,应切实重视自身环境保护设施的配置问题,强化环境监管法规的重构,降低较高的环境运营成本;另一方面,在私法领域,需要探究新型的环境救济机制,引入能够合理分摊风险的责任保险制度来解决这一问题。环境责任保险合同双方当事人的缔约信息披露义务具体架构,直接决定了保险风险的主体责任的界分问题,表现为保险人是否承接保险风险,替代被保险人承担相应环境损害赔付责任。环境责任保险与其他保险种类相比,其自身固有的特异性,导致其应构建符合自身特色的严格责任体系下的新型告知义务规则体系,以此公平分摊保险风险,寻求构建良性的环境保护责任分化机制。
[Abstract]:Strengthening environmental responsibility is an important option in the new normal development path of Chinese economy. On the one hand, in the aspect of public law, China is pursuing the sustainable development of economy at the same time. We should attach importance to the allocation of our own environmental protection facilities, strengthen the reconstruction of environmental regulations and regulations, and reduce the higher environmental operating costs. On the other hand, in the field of private law, we need to explore a new type of environmental relief mechanism. This paper introduces the liability insurance system which can reasonably share the risk to solve this problem. The specific framework of the contracting information disclosure obligation of the parties to the environmental liability insurance contract. It directly determines the boundary of the main liability of the insurance risk, which is shown as whether the insurer undertakes the insurance risk, instead of the insurant to bear the corresponding liability for environmental damage. The environmental liability insurance is compared with other types of insurance. Because of its inherent specificity, it should construct a new type of disclosure obligation rule system under strict liability system which accords with its own characteristics, so as to share the insurance risk equitably. To seek for the construction of benign environmental protection responsibility differentiation mechanism.
【作者单位】：辽宁大学法学院;
【基金】：2014年度辽宁省社会科学规划基金项目“辽宁省环境责任保险的信息披露法律规制研究”(L14BFX015)的阶段性成果
【分类号】：D922.284
【正文快照】： 引言中国现行的许多责任保险制度已经取得了一定发展,积累了一些符合自身国情的理论知识和实践经验。可是,在诸多责任保险类型中,能够有效保护环境和防止污损问题的环境责任保险制度尚处于起步阶段,没有得到有效实施和长足发展,需要业界和学界进一步论证解析这一保险制度付诸

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