产业政策视野下的垄断与竞争问题——以银行卡清算产业的法律规制为例

发布时间：2018-03-11 16:28

本文选题：银行卡清算产业　切入点：产业政策　出处：《政治与法律》2016年04期 　论文类型：期刊论文

【摘要】：产业政策与竞争政策是现代市场经济国家协调经济社会发展、参与并调节市场的重要手段。反垄断法目标下的竞争政策的作用是维护、弘扬市场机制,无法统筹协调产业发展。就竞争而言,产业政策的目的或作用是规避从自由竞争结构到合理竞争结构的不必要代价,缩短其过程,并且产业政策对经济和产业的调控具有竞争政策所不具有的全局性、主导性。在此意义上,产业政策高于竞争政策,竞争政策应当服从产业政策。在当代市场经济条件下,特别在我国,产业政策也包含、包容着竞争政策,与竞争政策并非截然对立;产业政策应立足于市场,力求不扭曲或破坏竞争机制,在法制层面接受竞争政策之兼容性审查。垄断与竞争都是市场配置资源的方式。银行卡清算产业具有自然垄断性、标准化竞争等特征,未来其产业政策应兼顾产业发展、国际竞争与国家安全、消费者福利、经济社会整体利益;银行卡清算产业寡头垄断的市场结构符合这一要求,具有合理性,银行卡清算产业的法律规制也应在这一前提下展开。
[Abstract]:Industrial policy and competition policy are important means for modern market economy countries to coordinate economic and social development, participate in and regulate the market. As far as competition is concerned, the purpose or function of industrial policy is to avoid the unnecessary cost from free competition structure to reasonable competition structure and to shorten its process. Moreover, the regulation of industrial policy on economy and industry has a global and dominant character that competition policy does not. In this sense, industrial policy is higher than competition policy, and competition policy should be subject to industrial policy. Especially in China, industrial policy also includes, contains competition policy, and is not completely opposite to competition policy; industrial policy should be based on the market and strive not to distort or destroy the competition mechanism. In the legal system, competition and monopoly are the ways to allocate resources in the market. Bank card clearing industry has the characteristics of natural monopoly and standardized competition, and its industrial policy should take into account the industrial development in the future. International competition and national security, consumer welfare, economic and social overall interests; the market structure of oligopoly in bank card clearing industry accords with this requirement and has rationality, and the legal regulation of bank card clearing industry should also be carried out under this premise.
【作者单位】：中国人民大学法学院;
【基金】：中国法学会2015年重点委托课题“市场和宏观调控法治化研究”(项目编号:CLS[2015]ZDWT31)的阶段性研究成果
【分类号】：D922.294

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