电子商业汇票法律问题研究

发布时间：2018-04-12 13:13

本文选题：电子商业汇票 + 法律制度　；参考：《北京工商大学》2012年硕士论文

【摘要】：电子商业汇票的产生已经有两年多的时间了，在实践中也大量被使用着。但是，由于我国十七年前制定的《票据法》严重滞后于票据实务的发展，以至于目前电子商业汇票并不具有合法的身份，各方当事人之间的权利义务关系并不明晰，各种票据行为如何来界定等问题都处于接近空白的状态。以我国电子商业汇票产生的背景及其面临的问题为基础，本文首先分析了电子商业汇票这一新生事物与纸质汇票的区别与联系、它的优越性和局限性所在；在参与主体方面，电子商业汇票与纸质汇票有了很大的不同，接下来探讨了各方当事人的法律地位及其权利义务；由于媒介载体的不同，电子商业汇票各项票据行为的具体操作及其效力都和纸质汇票不同，在第三章分析了票据行为生效的特殊要件、签章的特殊性、出票、承兑和质押的特殊要件；作为票据关系的最后一个环节，，付款的程序和方式、付款人的审查义务也对票据关系至关重要，第四章主要论述的是付款的相关问题。最后，在前文分析的基础上，笔者针对电子商业汇票当中存在的一些问题从完善票据法的角度提出了制度设计的建议，并就防范系统安全风险问题提出了初步的设想。
[Abstract]:Electronic commercial bills have been produced for more than two years and are widely used in practice.However, due to the fact that the Bill Law formulated 17 years ago lags behind the development of bill practice, electronic commercial bills do not have legal status, and the relationship between rights and obligations between the parties is not clear.The problems of how to define the behavior of bills are in the state of nearing blank.Based on the background of the emergence of electronic commercial bills in China and the problems they face, this paper first analyzes the differences and relations between electronic commercial bills and paper bills, its advantages and limitations, and the participation of the main body.The electronic commercial bill is very different from the paper bill, and then discusses the legal status of the parties and their rights and obligations; due to the different media carrier,The specific operation and effectiveness of various acts of electronic commercial bills of exchange are different from those of paper bills. In chapter three, the special requirements of the validity of bills of exchange, the particularity of signatures, the special requirements of issuing, accepting and pledging are analyzed.As the last link of the bill relationship, the procedure and method of payment, the obligation of examination of the payer is also very important to the bill relationship. The fourth chapter mainly deals with the related issues of payment.Finally, on the basis of the previous analysis, the author puts forward some suggestions of system design from the point of view of perfecting the negotiable instrument law in view of some problems existing in the electronic commercial bill, and puts forward a tentative plan to guard against the system security risk.
【学位授予单位】：北京工商大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：D922.287

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