当前我国保险理赔中的不道德现象及对策研究

发布时间：2018-04-19 02:31

本文选题：保险理赔 + 不道德　；参考：《曲阜师范大学》2015年硕士论文

【摘要】：我国保险业的发展还处于稳步提升的阶段,尽管我国学者已经针对保险行业的发展展开了大量研究,但是,随着我国对外开放程度的不断加深,我国社会经济的发展环境也在持续不断的变化当中,我国民众对于保险的认识和理解也在不断加深。但是类似骗保这样的保险理赔中的不道德现象却越来越多。这类情况的发生,不仅给我国保险行业的发展带来了巨大的不良影响,也在客观上给我国建设社会主义和谐社会的伟大实践带来了不良的影响。只有持续不断地加强对出现在保险理赔不道德现象的研究,才能找到这类问题频繁出现的根本原因,才能针对这些原因在根本上对这种不诚信的社会现象加以打击,进而彻底消除骗保等保险理赔中的不道德现象。只有这样,才能在经济发展的大环境下,在我国社会逐步建立起一个规范的、诚信的社会环境,推动保险行业的进一步发展。本研究主要从伦理道德的角度出发,对保险理赔中出现的不道德问题展开了深入和全面的研究。研究先是对保险理赔的伦理原则进行了细致的阐述,为整个研究的开展奠定了扎实的理论基础,然后对我国当前时期出现在保险理赔中的不道德现象进行了汇总,然后运用多学科知识对造成这些问题的原因进行了深入的分析和论述,最终站在有效消除出现在保险理赔中的不道德现象的角度上,提出了应对当前时期我国保险行业在发展中面临的大量的存在与保险理赔中的不道德现象的对策建议。
[Abstract]:The development of China's insurance industry is still at a stage of steady improvement. Although Chinese scholars have carried out a lot of research on the development of the insurance industry, but with the deepening of China's opening to the outside world,China's social and economic development environment is constantly changing, our people's understanding of insurance is also deepening.But the immorality of insurance claims such as insurance fraud is becoming more and more common.The occurrence of this kind of situation not only brought great bad influence to the development of insurance industry in our country, but also brought bad influence objectively to the great practice of building socialist harmonious society in our country.Only by continuously strengthening the study of immoral phenomena in insurance claims can we find the root causes of the frequent occurrence of such problems, and tackle these social phenomena of dishonesty at the root.And then completely eliminate insurance insurance claims such as immoral phenomenon.Only in this way can we gradually establish a standard and honest social environment in our society under the environment of economic development and promote the further development of insurance industry.From the point of view of ethics and morality, this paper makes a thorough and comprehensive study on the immoral problems in insurance claims.The research firstly elaborates the ethical principles of insurance claims, lays a solid theoretical foundation for the whole study, and then summarizes the unethical phenomena in insurance claims in the current period of our country.Then using multidisciplinary knowledge to analyze and discuss the causes of these problems, finally in the perspective of effectively eliminating the unethical phenomenon in insurance claims,The countermeasures and suggestions are put forward to deal with the large amount of insurance industry and the immoral phenomenon in the insurance claims in the current period of our country.
【学位授予单位】：曲阜师范大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D922.284

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