互联网消费信托的法律问题及其规制

发布时间：2018-04-24 23:32

本文选题：互联网 + 消费信托　；参考：《新疆大学》2017年硕士论文

【摘要】：信托制度是一种起源于英美法系的特殊的财产管理制度和法律行为,随着世界范围内互联网技术的逐渐成熟以及“互联网+”概念的提出,我国当前的信托行业面临着极大的机遇与挑战,在这种背景下,信托公司不得不积极探索信托业务运行的新模式。2014年9月,我国第一单互联网消费信托项目——百发有戏上线,该项目创造性的将消费权益纳入信托范畴之内,开创了基于消费众筹、立足于大众消费的一种新的信托模式。在“互联网+”的背景下,互联网消费信托产品依靠自身独特的优势渐渐获得信托公司以及投资者的青睐,互联网消费信托在实现消费权益增值目的的同时,还能将投资者的理财需求与消费需求结合起来,但是在具体实践中,互联网消费信托面临着各种法律问题与风险。通过对这些法律问题与风险的分析,同时针对互联网消费信托面临的法律问题与风险提出规制建议,在互联网消费信托项目的运作中最大限度的保障投资者的利益,达到完善信托法律体系的目的。本文共分为三个部分:在第一部分中,对于什么是互联网消费信托进行了界定,包括互联网消费信托的含义、特征、运行步骤、法律关系;在第二部分中,对于互联网消费信托存在的法律问题进行分析;在第三部分中,对互联网消费信托面临的法律问题提出相应的规制建议。
[Abstract]:Trust system is a kind of special property management system and legal behavior originated from the common law system. With the maturity of the Internet technology in the world and the putting forward of the concept of "Internet", China's current trust industry is facing great opportunities and challenges. In this context, trust companies have to actively explore the new mode of trust business operation. In September 2014, China's first Internet consumer trust project, Baifa, was launched. This project creatively brings the consumption equity into the category of trust, and creates a new trust mode based on mass consumption. Under the background of "Internet", Internet consumer trust products gradually get the favor of trust companies and investors on the basis of their own unique advantages. Internet consumption trust is realizing the purpose of increasing the value of consumption rights and interests at the same time. It can also combine the financial needs of investors with consumer demand, but in practice, Internet consumer trust faces various legal problems and risks. Through the analysis of these legal problems and risks, at the same time, in view of the legal problems and risks faced by Internet consumption trust, the author puts forward some suggestions for regulation and regulation, so as to protect the interests of investors to the maximum extent in the operation of Internet consumption trust projects. To achieve the purpose of perfecting the trust legal system. This paper is divided into three parts: in the first part, it defines what is Internet consumption Trust, including the meaning, characteristics, operation steps, legal relationship of Internet consumption Trust; in the second part, In the third part, the author puts forward some suggestions to regulate the legal problems faced by Internet consumption trust.
【学位授予单位】：新疆大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D923.8;D922.282

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