巴塞尔Ⅲ框架下我国银行业监管制度的缺陷与完善路径

发布时间：2018-05-17 18:36

  本文选题：后危机时代 + 巴塞尔Ⅲ　； 参考：《河北法学》2015年06期

【摘要】：2008年美国次贷危机不仅给全球经济带来非常恶劣的影响,而且暴露了国际银行监管存在的诸多问题。后危机时代,各国纷纷反思金融危机爆发的原因及缺陷,试图寻求更稳定的金融市场体系。2010年9月,以巴塞尔银行监管委员会(BCBS)为代表的国际组织通过了新的全球监管改革方案,即巴塞尔Ⅲ。该协议提出新的资本框架、首次引入杠杆率监管指标和建立宏观审慎监管框架。虽然我国目前已初步建立银行业监管制度,但与巴塞尔Ⅲ相比,我国银行业监管制度仍存在诸多缺陷。对此,根据国际银行业监管一体化的要求,提出了巴塞尔Ⅲ框架下完善我国银行业监管机制的建议。
[Abstract]:The US subprime mortgage crisis in 2008 not only brought a very bad impact to the global economy, but also exposed many problems in international banking supervision. In the post-crisis era, countries have reflected on the causes and defects of the financial crisis, and tried to find a more stable financial market system. In September 2010, International organizations represented by the Basel Committee on Banking Supervision (BCBS) adopted a new global regulatory reform program, Basel III. The agreement proposes a new capital framework, the first introduction of leverage regulatory indicators and the establishment of a macro-prudential regulatory framework. Although China has initially established a banking regulatory system, compared with Basel III, there are still many defects in our banking regulatory system. In view of this, according to the requirement of international banking supervision integration, the paper puts forward some suggestions to perfect the banking supervision mechanism of our country under the framework of Basel 鈪，

本文编号：1902419