自然人破产免责制度探析

发布时间：2018-08-13 15:55

【摘要】：考察破产法发展的历史能够得出破产法产生的根源是自然人破产,自然人破产制度至今仍是破产法的重要组成部分。目前许多国家将自然人纳入破产法的适用对象范围内并设置了破产免责制度。破产免责制度是世界各国在保护债权人利益的同时兼顾诚实而不幸的债务人的利益的一项制度。新企业破产法颁布施行时,立法者认为我国自然人破产制度立法不当其时,将自然人破产和破产免责制度都排除在外。我国现行的破产法虽然具有多处创新性的修订,但不包含自然人破产制度与破产免责制度的破产法只能算半部破产法。我国的经济、文化发展迅速,我国的法律制度也面临着新形势、新问题亟待解决。目前,我国存在相当数量的自然人陷入了债务危机,自然人消费信贷发展迅速、问题凸显,意外事故对不幸的自然人生存造成严重打击等等,我国需要更符合国情的制度协调利益冲突,化解社会矛盾,稳定社会关系,故,完善我国的破产制度,建立自然人破产制度及破产免责制度已势在必行。完善和建立健全自然人破产制度是建立破产免责制度的前提之一,而破产免责制度是自然人破产制度的核心制度之一。本文在我国还没有自然人破产制度的情况下,结合我国社会实际及司法实践,参考国外立法,以自然人破产免责制度探析为题进行研究,比较研究美国、英国、德国、日本等主要国家破产免责制度,探讨破产免责制度的异同并加以借鉴。论述我国建立破产免责制度的重要性、可行性,建立我国自然人破产免责制度需完善的相关配套机制,尝试对我国自然人破产免责具体制度的设置提出个人的想法。
[Abstract]:Reviewing the history of bankruptcy law, it can be concluded that the origin of bankruptcy law is the bankruptcy of natural person, and the bankruptcy system of natural person is still an important part of bankruptcy law. At present, many countries bring natural persons into the scope of application of the bankruptcy law and set up the bankruptcy exemption system. Bankruptcy exemption system is a system which protects the interests of creditors and takes into account the interests of honest and unfortunate debtors. When the new enterprise bankruptcy law was promulgated and put into effect, the legislator thought that the legislation of the natural person bankruptcy system was inappropriate, and the natural person bankruptcy and bankruptcy exemption system were excluded. Although the current bankruptcy law of our country has many innovative amendments, the bankruptcy law which does not contain the natural person bankruptcy system and the bankruptcy exemption system can only be counted as half of the bankruptcy law. Our country's economy and culture develop rapidly, our country's legal system also faces the new situation, the new question urgently needs to be solved. At present, there are quite a number of natural persons in our country who have fallen into debt crisis, the consumption credit of natural persons has developed rapidly, the problems are prominent, the accident has caused a serious blow to the unfortunate natural person's survival, and so on. Our country needs the system to coordinate the interest conflict, resolve the social contradiction and stabilize the social relation, so it is imperative to perfect our country's bankruptcy system, establish the natural person bankruptcy system and the bankruptcy exemption system. Perfecting and perfecting the bankruptcy system of natural persons is one of the prerequisites of establishing the bankruptcy exemption system, and the bankruptcy exemption system is one of the core systems of the bankruptcy system of natural persons. Under the condition that there is no natural person bankruptcy system in our country, combining with the social reality and judicial practice of our country and referring to foreign legislation, this paper makes a comparative study on the exoneration system of natural person bankruptcy in the United States, the United Kingdom, Germany, the United States of America, the United Kingdom and Germany. This paper discusses the similarities and differences of bankruptcy exemption system in Japan and other major countries and draws lessons from it. This paper discusses the importance and feasibility of establishing the bankruptcy exemption system in our country, and sets up the relevant supporting mechanism for the establishment of the natural person bankruptcy exemption system in our country, and tries to put forward the personal idea of setting up the specific system of the natural person bankruptcy exemption in our country.
【学位授予单位】：云南大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D922.291.92

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