网络环境下个人金融信息的安全问题与法律对策

发布时间：2019-01-12 18:04

【摘要】：网络环境下的个人金融信息不再是一个单纯的抽象概念,而是以文字、图案等载体客观存在的一种财产,具有财产性,进而衍生出一种财产性权利,民众对这种财产性权利的保护也越来越重视。但同时,网络的数字化特征使得一切个人信息均表现为数据,数据是网络环境下个人金融信息的唯一载体。由于相关法律制度尚不健全,网络环境下个人金融信息也存在易泄露风险,如何更好地保护个人金融信息成为我们急需解决的问题。目前,保护个人金融信息的相关法律、法规比较笼统、杂散,没有形成体系。制定一部统一的保护个人金融信息的法律,是网络环境下保护个人金融信息的必然选择。
[Abstract]:The personal financial information under the network environment is no longer a simple abstract concept, but a kind of property which exists objectively in the carrier of words, patterns, etc., which has the property character, and then derives a kind of property right. People also pay more and more attention to the protection of this kind of property rights. But at the same time, the digital features of the network make all personal information as data, data is the only carrier of personal financial information under the network environment. Because the relevant legal system is not perfect and the personal financial information is easy to leak under the network environment, how to better protect the personal financial information has become an urgent problem for us to solve. At present, the protection of personal financial information related laws and regulations are relatively general, scattered, no system. Making a unified law to protect personal financial information is an inevitable choice to protect personal financial information under the network environment.
【作者单位】：南昌大学法学院;
【基金】：江西省社会科学研究“十二五”(2012年)规划项目“私募基金发展与监管中的法律问题研究”(项目编号:12FX13)
【分类号】：D922.28;F832.2

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