我国投资型人身保险法律规制研究
发布时间：2019-05-28 01:35
【摘要】：投资型人身保险在国内还属于一个崭新的研究领域,其兼具保险保障与投资功能的特征使得其具有优势的竞争地位,但对投资型人身保险本身仍未有明确的法律意义上的界定,相应的法律制度存在缺失与不完善之处。文章首先对投资型人身保险的涵义予以界定;其次,从理论和现实依据方面,对投资型人身保险法律规制的必要性进行分析;再次,通过类型化分析与综合分析,对我国投资型人身保险法律规制现状进行阐述,并对实务中存在的主要问题予以归结,同时通过历史分析与比较分析,选取美国、英国、及仿效美国发展但保有特色的台湾地区的法律规制内容加以介绍,提出有益的值得借鉴的先进经验,为我国投资型人身保险健康、可持续发展保驾护航。
[Abstract]:Investment life insurance still belongs to a new research field in China. It has the characteristics of both insurance protection and investment function, which makes it have an advantageous competitive position, but there is still no clear definition of investment life insurance itself in the legal sense. There are deficiencies and imperfections in the corresponding legal system. This paper first defines the meaning of investment life insurance, secondly, from the theoretical and practical basis, analyzes the necessity of legal regulation of investment life insurance. Thirdly, through typological analysis and comprehensive analysis, this paper expounds the present situation of the legal regulation of investment life insurance in China, and sums up the main problems existing in practice. At the same time, through historical analysis and comparative analysis, the United States and the United Kingdom are selected. This paper introduces the contents of legal regulation in Taiwan, which emulate the development of the United States but retains its characteristics, and puts forward some useful advanced experiences worth drawing lessons from, so as to protect the health and sustainable development of investment-oriented life insurance in China.
【作者单位】： 中央财经大学;
【分类号】：D922.284
本文编号：2486614
[Abstract]:Investment life insurance still belongs to a new research field in China. It has the characteristics of both insurance protection and investment function, which makes it have an advantageous competitive position, but there is still no clear definition of investment life insurance itself in the legal sense. There are deficiencies and imperfections in the corresponding legal system. This paper first defines the meaning of investment life insurance, secondly, from the theoretical and practical basis, analyzes the necessity of legal regulation of investment life insurance. Thirdly, through typological analysis and comprehensive analysis, this paper expounds the present situation of the legal regulation of investment life insurance in China, and sums up the main problems existing in practice. At the same time, through historical analysis and comparative analysis, the United States and the United Kingdom are selected. This paper introduces the contents of legal regulation in Taiwan, which emulate the development of the United States but retains its characteristics, and puts forward some useful advanced experiences worth drawing lessons from, so as to protect the health and sustainable development of investment-oriented life insurance in China.
【作者单位】： 中央财经大学;
【分类号】：D922.284
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