互联网金融背景下经济犯罪的理性审视与治理对策

发布时间：2018-01-14 06:16

本文关键词：互联网金融背景下经济犯罪的理性审视与治理对策　出处：《西南金融》2016年08期 　论文类型：期刊论文

【摘要】：作为驱动实体经济发展、服务中小微企业的重要力量,互联网金融在蓬勃发展的同时,也滋生出新的经济与金融犯罪问题,尤其是多种业态模式给金融稳定与监管带来诸多难点。互联网金融拥有移动互联技术与金融机构的双重特质,该领域违法犯罪不仅涉及到传统经济犯罪,还引申出隐蔽性、专业性以及智能化等新型特征,并且由于相关法律、调查取证等层面的不足,行业监管目前尚存有诸多现实困难。2016年是互联网金融的监管与规范之年,因此为有效预防和打击该类经济犯罪,规避群体性案件与系统性风险,尤其需在新型融资体系下,对其进行精确界定,并基于新的犯罪特点提升侦查取证的工作能力。
[Abstract]:As an important force in driving the development of real economy and serving small and medium-sized enterprises, Internet finance is booming, but also breeding new problems of economic and financial crime. In particular, a variety of business patterns to financial stability and regulation bring many difficulties. Internet finance has the dual characteristics of mobile interconnection technology and financial institutions, this field of crime not only involves traditional economic crimes. It also extends the new features of concealment, professionalism and intelligence, and because of the lack of relevant laws, investigation and evidence collection. At present, there are still many practical difficulties in industry supervision. 2016 is the year of supervision and regulation of Internet finance. Therefore, in order to effectively prevent and combat this kind of economic crimes, to avoid group cases and systemic risks. Especially under the new financing system, it is necessary to define it precisely, and to improve the working ability of investigation and collection of evidence based on the new criminal characteristics.
【作者单位】：江苏银行;南京财经大学;
【基金】：江苏省互联网金融协会省级项目“江苏P2P网络借贷行业专项治理研究”(项目编号:2016SHJ016)
【分类号】：D924.33;F724.6;F832
【正文快照】： (江苏银行江苏南京210001南京财经大学江苏南京210046)引言凭借着移动互联与信息数据科技的快速发展以及国家“互联网+”行动计划的进一步推进,互联网正日益渗透到各类金融行业并逐渐深化,尤其以P2P网贷、股权众筹、网络支付、互联网保险等为典型的互联网金融业态正呈现着快速

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