拾得手机后使用支付宝转账行为的定性研究

发布时间：2018-04-04 01:07

本文选题：支付宝　切入点：转账　出处：《湘潭大学》2017年硕士论文

【摘要】：拾得手机后使用支付宝转账行为是指行为人在公共场所内拾到他人手机后不需要破译账号密码使用权利主体的手机设定的支付宝获取他人财物的行为,或采取枚举攻击的方式破译他人支付宝账号密码及支付密码转走他人财物的行为。关于拾得手机后使用支付宝转账行为的定性国内外刑法学界存在众多不同学说,这些学说观点表面看来似乎都有一定的道理,但事实上还是存在不少可商榷的地方。关于拾得手机后不需要破译支付宝密码的使用支付宝转账行为的定性有四种代表性学说:盗窃说认为行为人在权利主体不知情的情况下窃取了权利主体的财物,符合秘密窃取的情形,但该学说忽视了支付宝网络公司作出了处分行为;侵占说认为行为人合法占有权利主体手机设定的支付宝内财产后产生非法占有的目的,但该学说忽视了行为人拾得手机不等于占有了权利主体手机设定的支付宝内财产;信用卡诈骗说认为该行为不仅侵害了权利主体的财产权,也侵害了信用卡管理秩序,但该学说将支付宝等同于信用卡的话有不当扩大解释之嫌;诈骗说认为行为人的行为构成了三角诈骗,但该观点忽略了行为人拾得手机后使用权利主体手机设定的支付宝绑定银行卡项下资金的情形,该情形中涉及到了信用卡的问题。笔者认为,应根据具体情形来认定:拾得他人手机后使用他人支付宝直接转走支付宝项下资金的行为,宜认定为诈骗罪,而转走绑定银行卡项下资金的行为,应定性为信用卡诈骗罪。关于拾得手机后需要破译支付宝密码的使用支付宝转账行为的定性有两种代表性学说:盗窃说认为采取破译他人支付宝密码的手段来获取他人财物,充分体现了其非法占有的目的及秘密窃取的手段,该学说有可取之处;诈骗说认定行为人冒用他人支付宝行为吸收破译他人支付宝密码的行为,该学说的偏颇之处在于没有认识到应该单独评价窃取他人支付宝账户密码的行为,这与冒用他人支付宝的行为是不能作等同评价的。因而,行为人拾得他人手机后需要破译支付宝密码使用支付宝转账的行为,宜认定为盗窃罪。
[Abstract]:The act of using Alipay after picking up a mobile phone refers to the act of obtaining other people's property by the doer who does not need to break the password of the account number and use the mobile phone set by the subject of the right after picking up the mobile phone of another person in a public place,Or by enumerating attacks to decipher the password of other people's Alipay account and transfer other people's property by payment password.There are many different theories in the field of criminal law at home and abroad about the nature of using Alipay to transfer money after picking up the mobile phone. On the surface, these theories seem to have some truth, but in fact there are still many places to discuss.There are four representative theories about the use of Alipay password after picking up the mobile phone: thefts believe that the perpetrator stole the property of the right subject without the knowledge of the subject.It is consistent with the situation of secret theft, but the theory ignores that Alipay Network Company has made a disciplinary act; it believes that the person who legally occupies the property in Alipay set by the subject of the right cell phone produces the purpose of illegal possession.However, the theory ignores that the person who picked up the mobile phone does not equal to the possession of the property in Alipay set by the mobile phone of the right subject; the credit card fraud theory believes that this behavior not only infringes the property rights of the subject, but also infringes on the order of credit card management.However, the theory that Alipay is equated with credit card is an improper expansion of the interpretation; the fraud theory believes that the behavior of the perpetrator constitutes triangular fraud.However, this view ignores the situation that the actor picks up the mobile phone and uses the Alipay set by the subject of the right cell phone to bind the funds under the bank card, which involves the problem of credit card.The author believes that it should be determined according to the specific circumstances: the behavior of using other people's Alipay directly to transfer the funds under Alipay after picking up other people's mobile phones should be regarded as the crime of fraud, and the behavior of transferring the funds bound to bank cards should be considered as the crime of fraud.Credit card fraud should be qualified as crime.There are two representative theories about the use of Alipay password after picking up a mobile phone: thefts believe that the method of breaking other people's Alipay password is used to obtain other people's property.It fully embodies the purpose of its illegal possession and the means of secret theft, and the theory has its merits; the fraud theory determines that the perpetrator absorbs and deciphers the password of other people's Alipay by falsely using other people's Alipay behavior.The bias of this theory lies in the fact that it is not recognized that the act of stealing the password of other people's Alipay account should be evaluated separately, which cannot be equated with the act of falsely using other people's Alipay.Therefore, the behavior that the actor needs to break Alipay password and use Alipay transfer after picking up other people's mobile phone should be regarded as theft.
【学位授予单位】：湘潭大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D924.3

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