论非法集资案处理中担保人的责任承担

发布时间：2018-04-15 11:30

本文选题：非法集资 + 借贷合同　；参考：《华中师范大学》2017年硕士论文

【摘要】：非法集资案件复杂,有担保的非法集资案则更为复杂。担保人责任的承担,既与民事责任有关,又与刑事责任相连,如何处理已成为了大众关注的焦点,同时也很有争议。本文共分为四个部分。第一部分是关于担保与非法集资之关系的探讨。我国近几年来非法集资案多发频发,情况复杂,大多有担保人作担保,处理起来不仅有难度,而且很有争议,如何处理非法集资中的担保纠纷,是处理非法集资案无法回避的问题。第二部分是关于非法集资案中借贷合同的效力认定。通过对非法集资罪的不同类型进行探析,将非法集资中涉及的借贷合同按民间借贷合同或集资借款合同分别进行效力认定。非法集资中借款合同有效的观点欠缺有效性,非法集资涉及的集资借款合同应认定为无效。第三部分是关于非法集资中担保合同效力的认定。集资担保合同作为非法集资的从合同因为主合同无效而自然丧失效力。在这种情况下,担保人是否需要承担担保责任?承担什么责任?本人认为担保人承担的责任应属于赔偿责任,是缔约过失责任。第四部分是关于非法集资情形下担保人的权益救济。非法集资中担保人承担了相应责任,遭受了损失,可以向集资人进行追偿。由于非法集资案件的特殊性,通过与一般救济途径比较,本文探索了“清理清退”的救济方式。
[Abstract]:Illegal fund-raising cases are complex, and secured illegal fundraising cases are even more complex.The undertaking of guarantor's liability is not only related to civil liability, but also connected with criminal liability. How to deal with it has become the focus of public attention, and it is also controversial.This paper is divided into four parts.The first part is about the relationship between guarantee and illegal financing.In recent years, there have been frequent and complicated cases of illegal fund-raising in our country. Most of them are secured by guarantors. It is not only difficult but also controversial to deal with them. How to deal with the guarantee disputes in illegal fund-raising?Is to deal with illegal fund-raising cases can not avoid the problem.The second part is about the validity of the loan contract in the illegal financing case.Through the analysis of different types of the crime of illegal fund-raising, the validity of the loan contract involved in the illegal fund-raising is determined according to the folk loan contract or the fund-raising loan contract.The viewpoint that the loan contract is valid in the illegal raising fund lacks validity, and the loan contract involved in the illegal raising of funds should be regarded as invalid.The third part is about the validity of the guarantee contract.The guarantee contract of raising funds is regarded as the slave contract of illegal financing, which is invalidated by the main contract.In such a case, would the guarantor be held liable for the security?Take responsibility for what?In my opinion, the liability of guarantor should be liability of compensation and fault of contract.The fourth part is about the relief of the rights and interests of the guarantor under the situation of illegal financing.In the illegal raising of funds, the guarantor bears the corresponding responsibility and suffers losses, and may recover from the fundraiser.Due to the particularity of illegal fund-raising cases, this paper explores the relief methods of "clearing up and returning" by comparing with the general remedies.
【学位授予单位】：华中师范大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D924.3

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