P2P网络借贷平台非法集资行为刑事治理问题要论

发布时间：2018-05-29 16:02

本文选题：PP网络借贷 + 非法集资　；参考：《北京师范大学学报(社会科学版)》2017年06期

【摘要】：P2P平台非法集资行为主要包括自我融资、资金池、庞氏骗局、伪平台等四种模式,呈现出公开性与社会性兼具、非法性与利诱性交织、网络性与脱媒性并存的特点,有必要予以刑事治理。对P2P平台非法集资行为予以刑事规制的罪名主要是非法吸收公众存款罪和集资诈骗罪,实践中以非法吸收公众存款罪为主体,司法治理的核心标准是认定非法性和非法占有的目的。P2P平台非法集资行为的刑事治理存在发现难、定性难、追赃难和预防难等难点,要做到有效治理,必须确立维护金融安全与促进金融创新保持合理平衡、着力解决刑事治理中的难点问题、积极借鉴域外有益法治经验的总体思路,将当前单一的宽缓政策调整为宽严相济的刑事政策,完善P2P平台非法集资行为的刑法规范及解释体系,健全行刑衔接机制,探索专业化案件办理机制,推行案例指导制度。
[Abstract]:The illegal fund-raising behavior of P2P platform mainly includes self-financing, fund pool, Ponzi scheme and pseudo-platform, which have the characteristics of openness and sociality, illegality and inducement, network and disintermediation. It is necessary to give criminal treatment. The crimes of illegally regulating the illegal fund-raising of P2P platform are mainly the crime of illegally absorbing public deposits and the crime of collecting funds fraudulently. In practice, the crime of illegally absorbing public deposits is taken as the main body. The core standard of judicial governance is to determine the purpose of illegality and illegal possession. There are difficulties in the criminal governance of illegal fund-raising on P2P platform, such as difficult to find out, difficult to identify, difficult to pursue stolen goods and difficult to prevent, and so on. It is necessary to establish a reasonable balance between maintaining financial security and promoting financial innovation, to focus on solving the difficult problems in criminal governance, and to actively draw lessons from the beneficial experience of the rule of law outside the country. This paper adjusts the single policy of leniency and reprieve to the criminal policy of combining leniency and severe punishment, consummates the criminal law norm and interpretation system of illegal fund-raising on P2P platform, perfects the connection mechanism of execution, probes into the specialized case handling mechanism, and implements the case guidance system.
【作者单位】：北京师范大学刑事法律科学研究院;
【分类号】：D924.3

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