电信诈骗犯罪的法律规制

发布时间：2018-07-27 17:53

【摘要】：电信诈骗犯罪作为信息时代的产物，充分利用手机、固定电话、网络等通信工具和现代网银技术实施诈骗，作案手段科技化、智能化,作案手法不断翻新、欺骗性强，给人民群众造成了巨大的财产损失，严重威胁公民财产安全。虽然近年来公安部持续开展了系列打击电信诈骗犯罪专项行动，司法机关出台了相应的司法解释，打击电信诈骗犯罪取得了明显成效，但是电信诈骗犯罪依然十分猖獗，作案手段更趋隐蔽，诈骗手法不断翻新升级。随着电信技术的进步，在微信、微博私信、网站论坛、手机新应用等新技术领域大量出现了新类型诈骗。电信诈骗的泛滥高发，拷问着我国政府的治理能力和监管能力。本文以电信诈骗犯罪的法律规制和行业监管为切入点展开论述，结合本人的理解，在广泛借鉴学界同仁和有关专家学者研究成果的基础上，试图界定电信诈骗犯罪的概念内涵，运用犯罪学的理论对电信诈骗犯罪进行剖析，并在此基础上指出电信诈骗犯罪不同于普通诈骗的特点，，分析了电信诈骗犯罪的社会危害性和高发频发的原因，并重点就打击电信诈骗犯罪法制上滞后、行业监管上缺失的两大瓶颈和不足展开论述，最后着眼问题，提出如下对策：一是赋予电信诈骗犯罪单独立法的地位，充实完善现行刑法暴露出的责任主体范围窄、共同故意犯罪认定难、刑罚体系不完备等缺失。二是加强个人信息保护力度，及时制定出台专门的个人信息保护法律,提高公民保护个人信息和隐私的意识；提高职业操守，加强行业部门的个人信息保护力度。三是强化电信行业监管。严格执行银行账户开立的法规和制度，不折不扣执行银行业交易记录保持制度，建立金融交易提醒制度等。四是加强电信运营秩序监管。主要措施包括：全面落实电话实名制，加强网络通信工具监管，提高应对诈骗新技术的能力。五是强化公安司法机关与银行、电信部门的合作。六是提高民众的自我防护能力。本文主要采用文献研究法、实证分析法、对比研究法展开论述，重点从完善法制建设、加强行业监管角度，也就是公权力救济角度出发，力图在电信诈骗犯罪法律规制研究上提出一些有见地的建议，以更好地打击当前持续高发、不断翻新的电信诈骗犯罪。
[Abstract]:As a product of the information age, telecom fraud crime makes full use of mobile phone, fixed telephone, network and other communication tools and modern net silver technology to carry out fraud. It is scientific and intelligent, and the manipulative technique is constantly refurbished and deceptive. It has caused huge financial loss to the people and seriously threatened the security of citizens' property. Although in recent years, the public security has been seriously threatened. The Department of security has carried out a series of special actions to combat the crime of Telecom fraud. The judicial organs have issued corresponding judicial interpretations and made obvious achievements in combating the crime of Telecom fraud. However, the crime of fraud is still very rampant, the means of crime is more concealed, and the means of fraud are constantly upgrades and upgrades. With the progress of telecommunications technology, WeChat and micro-blog are private. New types of fraud have emerged in new technologies, such as the letter, the website forum, the new mobile phone applications, and the high prevalence of telecommunications fraud, which interrogate the governance and regulatory capabilities of our government.
This article discusses the legal regulation and industry supervision of the crime of Telecom fraud. On the basis of my understanding, this paper tries to define the concept of Telecom fraud crime on the basis of extensive reference to the research results of the colleagues and experts and scholars, and analyzes the crime of telecommunications fraud by using the theory of Criminology and on this basis. This paper points out that the crime of telecommunication fraud is different from the characteristics of ordinary fraud, analyzes the social harmfulness and frequent causes of the crime of telecommunication fraud, and focuses on the two major bottlenecks and shortcomings in the industry supervision, and puts forward the following countermeasures: first, give the telecom fraud. The status of the separate legislation of the crime will enrich and perfect the limited scope of the liability subject exposed in the current criminal law, the difficult to identify the common intentional crime and the incomplete penalty system. Two it is to strengthen the protection of personal information, formulate the special protection law of personal information in time, and raise the consciousness of the public and the people to protect personal information and privacy; and improve the profession. To strengthen the protection of personal information in the industry. Three to strengthen the supervision of the telecommunications industry, to strictly enforce the regulations and systems of bank accounts, to carry out the banking transaction record keeping system, to establish a financial transaction reminder system, and to strengthen the supervision of the telecom operation order. The main measures include the full implementation of the telephone reality. Name system, strengthen the supervision of network communication tools, improve the ability to deal with the new technology of fraud. Five, strengthen the cooperation between the public security judiciary and the bank and the telecommunication department. Six is to improve the self-protection ability of the people.
This article mainly uses the literature research method, the empirical analysis method and the comparative study method to expend the discussion, focusing on improving the legal construction, strengthening the industry supervision angle, which is also the angle of public power relief, trying to put forward some constructive suggestions on the study of the legal regulation of the crime of telecommunication fraud, in order to better combat the current high incidence and constantly refurbish. Crime of telecommunications fraud.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：D924.3

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