非法吸收公众存款罪疑难问题之司法认定

发布时间：2018-10-15 11:04

【摘要】：自从我国市场经济进入改革开放后,社会上的集资形式如“雨后春笋”般层出不穷,但弊端也较为凸显,集资形式的多元化、新颖化、隐蔽化等也引发了较为严重的法律问题。看似合法实则非法的融资行为不仅扰乱我国的金融秩序,更可能引起社会民众的暴乱,影响国家稳定。本文以非法吸收公众存款罪的疑难问题为主要研究内容,通过分析本罪的犯罪构成四要件之争议,引申出本罪相关的疑难问题,并尝试进行准确的司法认定,同时划分好本罪与其他类似的金融犯罪、合法的民间融资行为之间的清晰界线。本文主要的写作思路大致如下:第一部分是关于本罪的总体把握。本文开篇先就该罪的立法沿革与立法目的作为论述的切入口,通过引入相关案情总结出本罪的案件特征,并指出本罪在司法实务中遇到的困惑,从而进一步抛出研究本罪的意义所在,为本文的总体基调和下文展开奠定基调。第二部分是关于本罪的主体及主观方面的问题研究。首先分析本罪的主体范围方面的争议,对于那些“有吸储资格的金融机构”等的入罪如何评断,通过抛砖引玉,笔者会在本章进行综合性论断;最后笔者通过评析本罪在主观方面存在的疑难问题之争议,结合相关文献就本罪的心理态度、主观目的等方面进行笔者的结论分析。第三部分是关于本罪的客体及客观方面的问题研究。本罪的客体在学术上争议不大,笔者于本章第一节进行简要论述,不做过多引申;而本罪在客观方面存在的疑难问题,争议尤为巨大,本文从行为特性、行为对象、犯罪结果、数额认定等多个方面进行整理与评析,并结合刑法理论以及司法解释分别予以解答、总析。第四部分是关于本罪与有关金融犯罪、合法的民间融资行为之区分问题。本文通过将本罪与集资诈骗罪、擅自设立金融机构罪等犯罪进行比对,力求找寻能更好区分与认定非法吸收公众存款罪的关键,同时,本章最后一节通过对“罪与非罪”容易混淆的论述,指出民间融资行为的性质,并尝试给出笔者认为的两者间的区分要点。
[Abstract]:Since the market economy of our country entered the reform and opening up, the financing form of the society has appeared in endlessly like "bamboo shoots after spring rain", but the drawback is also more prominent. The diversification, novelty and concealment of the financing form have also caused more serious legal problems. The seemingly legal and illegal financing behavior not only disturbs the financial order of our country, but also may cause riots and affect the stability of the country. This article takes the difficult problem of the crime of illegally absorbing public deposits as the main research content, through the analysis of the dispute of the four elements of the crime, generalizes the related difficult problem of this crime, and tries to carry on the accurate judicial confirmation. At the same time, the division between this crime and other similar financial crimes, legal private financing behavior between a clear line. The main ideas of this paper are as follows: the first part is about the overall grasp of this crime. At the beginning of this article, the author summarizes the case characteristics of the crime by introducing the relevant cases, and points out the confusion that the crime has encountered in the judicial practice. Thus, the significance of the study of this crime is further thrown out, setting the tone for the overall tone of this article and the following development. The second part is about the subject and subjective aspects of the crime. First of all, this article analyzes the controversy of the subject scope of this crime, how to judge the incrimination of those "financial institutions with the qualification of absorbing and storing" and how to judge it, and through throwing bricks to attract jade, the author will make a comprehensive judgment in this chapter; In the end, the author analyzes the author's conclusion on the subjective aspects of the crime by analyzing the controversy of the subjective problems, combining with the relevant literature on the psychological attitude of the crime, subjective purpose and other aspects. The third part is about the object and objective aspects of the crime. The object of this crime is not controversial academically, the author makes a brief exposition in the first section of this chapter, and does not extend too much; but this crime exists in the objective aspect difficult question, the dispute is especially huge, this article from the behavior characteristic, the behavior object, the crime result, Amount determination and other aspects of the collation and evaluation, and combined with the theory of criminal law and judicial interpretation respectively to answer, general analysis. The fourth part is about the distinction between this crime and related financial crimes, legal folk financing. By comparing this crime with the crime of raising funds for fraud and setting up financial institutions without authorization, this paper tries to find the key to better distinguish and identify the crime of illegally taking deposits from the public, and at the same time, In the last section of this chapter, the author points out the nature of the folk financing behavior and tries to give the main points of the distinction between the two.
【学位授予单位】：广西民族大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：D924.3

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