我国食品安全强制责任保险立法研究

发布时间：2018-03-31 14:35

本文选题：食品安全　切入点：责任保险　出处：《辽宁大学》2017年硕士论文

【摘要】：近年来,国内的食品安全事故频频出现,极大地危害着社会大众的生命健康,有关新闻屡见不鲜,因此,食品安全问题已然变成了整个社会的热点问题。这类安全事故不断出现,使得受到伤害的大众身体健康难以获得保证,同时相关的产品制造企业也不得不濒临破产。而食品制造企业假如发生了破产,那么相应地,他们的职工和背后的家庭生活将受到影响。为有效扭转目前国内食品安全的不利局面,推动这一产业的健康成长,健全受害人救济机制,减轻政府在财政方面的支出,国内要迅速就食品安全强制责任保险问题进行立法规定。文章重点探讨食品安全强制责任保险立法,对于域外立法情况进行归纳总结,研究国内立法所具有的必要性和可行性,同时给出了相应的立法建构方面的设计建议。文章一共分为四个部分,第一部分以食品安全强制责任保险相关基础理论为切入点,对于责任保险、食品安全强制责任保险等诸多概念加以研究确定。之后,文章阐述了食品安全强制责任保险所具有的三大法律特征,也就是法定强制性、社会公益性以及法定强制性和商业性并存。同时立足法学、经济学等视角,以公共强制、法律不完备与信息不对称三大理论作为支撑基础,使得食品安全强制责任保险立法获得了相应的理论基础。第二部分,文章简要地介绍了欧美以及我国台湾地区的立法情况,重点就其中符合中国实际情况的相关立法经验作了研究;第三部分,文章重点选择了食品产业平稳成长、健全受害人救济机制、移转食品企业经营风险与减轻政府财政支出四大视角阐述了国内在这方面进行立法的必要性,同时选择了立法根据、现实基础与实践经验三大视角论述了国内进行立法的可行性。第四部分,文章基于审慎科学、社会效益与及时理赔三大基础原则,从经营模式、投保人、责任范围等六大内容出发,给出了国内食品安全强制责任保险立法方面的基本构想。
[Abstract]:In recent years, food safety accidents appear frequently in China, which greatly endanger the life and health of the public. The related news is common. Therefore, food safety has become a hot issue in the whole society.Such safety incidents continue to make it difficult to guarantee the health of the injured public, and the associated manufacturers have to be on the verge of bankruptcy.If food manufacturers go bankrupt, their employees and the family life behind them will be affected.In order to effectively reverse the current adverse situation of domestic food security, promote the healthy growth of the industry, improve the victim relief mechanism, and reduce government expenditure in the financial area,The domestic should carry on the legislation stipulation to the food safety compulsory liability insurance question quickly.This paper focuses on the legislation of compulsory liability insurance for food safety, summarizes the situation of legislation outside the country, studies the necessity and feasibility of domestic legislation, and gives some design suggestions on the legislative construction.The article is divided into four parts. The first part is based on the basic theory of food safety compulsory liability insurance, and studies and determines many concepts such as liability insurance, food safety compulsory liability insurance and so on.After that, the article expounds the three legal characteristics of the compulsory liability insurance for food safety, that is, the mandatory law, the public welfare, and the coexistence of the mandatory and commercial nature of the law.At the same time, based on the perspectives of law and economics, and based on the three theories of public coercion, incomplete law and asymmetric information, the legislation of compulsory liability insurance for food safety has obtained the corresponding theoretical basis.In the second part, the article briefly introduces the legislation situation of Europe, America and Taiwan, and focuses on the relevant legislative experience which is in line with the actual situation in China, the third part, the article focuses on the smooth growth of the food industry.Perfecting the victim relief mechanism, transferring the operating risk of food enterprises and reducing the government financial expenditure, this paper expounds the necessity of domestic legislation in this respect, and chooses the legislative basis.This paper discusses the feasibility of legislation in China from the three perspectives of realistic basis and practical experience.In the fourth part, based on the three basic principles of prudent science, social benefit and timely settlement of claims, the author puts forward the basic conception of the legislation of compulsory liability insurance for food safety in China from the six aspects of business model, policy holder and liability scope.
【学位授予单位】：辽宁大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D922.16

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