科技型中小企业知识产权质押融资问题研究

发布时间：2018-03-05 15:35

本文选题：科技型中小企业　切入点：知识产权　出处：《华南理工大学》2016年硕士论文　论文类型：学位论文

【摘要】：在当今的知识经济时代,随着科技的迅猛发展和全球经济一体化的深度融合,我国的科技型中小企业在市场经济发展中呈现出良好的发展势头,在市场经济中所占的份额越来越大,科技型中小企业在稳定经济、缓解就业压力、优化投资结构方面具有举足轻重的作用。科技中小企业尤其高新技术企业成为推动经济增长的主要力量,推动新型经济发展。然而,科技型中小企业的成长需要大量资金,缺乏资金、融资困难已经成为制约我国科技型中小企业生存和发展的瓶颈。现实中,有形资产往往不是科技型中小企业资产的重要部分,以专利、商标、软件著作权、集成电路布图、商业秘密等知识产权为代表的无形资产才是其核心资产。知识产权质押为科技型中小企业融资提供了一种全新融资途径。在国外发达国家,知识产权担保融资已经取得了巨大进步,为企业的持续发展提供动力。在我国,由于知识产权质押制度起步相对较晚,现有的法律与相关的配套制度不尽完善,加上知识产权自身所具有的特殊性,导致了在质押融资过程中给相关权利人带来了不确定的风险,挫伤了银行等金融机构向科技型中小企业贷款的积极性。本文以我国科技型中小企业为对象,以知识产权质押为主线,对我国科技型中小企业知识产权质押融资现状以及成因进行全面剖析:一是分析我国科技型中小企业知识产权融资现状,找出问题实质;二是研究知识产权融资方式在科技型中小企业中的可行性并找出进行知识产权融资时所产生的问题,从而对其进行分析找出对策;三是希望能对完善知识产权质押融资理论体系和解决科技型中小企业融资难这一现实性问题有所帮助。通过研究发现:我国科技型中小企业目前虽得到国家的高度关注,但是扶持力度和范围还不够,不同地域开展科技型中小企业知识产权融资的程度参差不齐,尚处于发展的初级阶段,存在知识产权质押融资应用范围有限等问题。关于我国科技型中小企业知识产权融资还尚有许多问题需要我们去探索研究,力争为我国科技型中小企业的发展提供更好的理论依据和支持。
[Abstract]:In the era of knowledge economy, with the rapid development of science and technology and the deep integration of global economic integration, the small and medium-sized scientific and technological enterprises in China have shown a good momentum of development in the development of market economy. The share in the market economy is increasing. Small and medium-sized technology-based enterprises are stabilizing the economy and easing the pressure on employment. The optimization of investment structure plays an important role. Small and medium-sized technological enterprises, especially high-tech enterprises, have become the main force to promote economic growth and promote new economic development. However, the growth of small and medium-sized technological enterprises needs a lot of capital. Lack of funds, financing difficulties have become a bottleneck restricting the survival and development of small and medium-sized science and technology enterprises in China. In reality, tangible assets are often not an important part of the assets of small and medium-sized technological enterprises, with patents, trademarks, software copyrights, The intangible assets such as integrated circuit layout, trade secret and other intellectual property rights are its core assets. Intellectual property pledge provides a new financing way for small and medium-sized technological enterprises. IPR secured financing has made great progress, which provides impetus for the sustainable development of enterprises. In our country, because the intellectual property pledge system started relatively late, the existing laws and related supporting systems are not perfect. In addition, the particularity of intellectual property itself leads to the uncertain risk to the relevant obligee in the process of pledge financing. This paper takes the small and medium-sized technological enterprises as the object and the intellectual property pledge as the main line. The present situation and causes of intellectual property rights pledge financing of science and technology small and medium-sized enterprises in China are comprehensively analyzed: first, to analyze the current situation of intellectual property financing of science and technology small and medium-sized enterprises in China, and to find out the essence of the problem; The second is to study the feasibility of intellectual property financing in small and medium-sized technological enterprises and to find out the problems arising in the process of intellectual property financing, so as to analyze and find out the countermeasures; Third, it is hoped that it will be helpful to improve the theoretical system of intellectual property pledge financing and to solve the practical problem of financing difficulties for technology-based SMEs. However, the strength and scope of support are not enough. The degree of intellectual property financing for small and medium-sized scientific and technological enterprises in different regions is not uniform, and is still in the initial stage of development. There are still some problems such as the limited application of intellectual property pledge financing. There are still many problems about intellectual property financing of small and medium-sized technological enterprises in China that need us to explore and study. Strive to provide better theoretical basis and support for the development of science and technology-based medium-sized enterprises in China.
【学位授予单位】：华南理工大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：D923.4;D922.28

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