我国知识产权融资担保机制研究

发布时间：2018-05-18 23:15

本文选题：知识产权 + 融资担保　；参考：《华中师范大学》2013年硕士论文

【摘要】：知识产权融资担保是债务人为筹集资金,在其或第三人提供的可以转让的知识产权上依法设定质权,将该财产权作为债的担保,债权人可以在债务人不履行债务时,处分担保并优先于其他债权人受偿的担保物权制度。知识产权融资担保制度的建立,是为了更好的利用知识产权这种无形资产,促进知识产权战略的发展。在现代科技不断发展的过程中,科学技术的创新成为企业发展的重要动力,知识产权融资担保机制,能够有效的解决拥有自主知识产权的中小企业在发展过程中融资难的问题。知识产权融资担保作为知识产权融资的一种重要方式,已经得到国际的普遍承认,并且在世界范围内逐步推广,一些发达国家已经构建了完善的知识产权融资担保机制。我国在《担保法》以及《物权法》中,都明确指出了知识产权可以作为权利质押的一种。近几年,我国的知识产权融资担保业务发展迅速,并先后成立了16个知识产权融资担保试点地区,但因为知识产权作为无形资产的特殊性,相比较一般的有形资产的担保,具有其特殊的风险性,而处于起步阶段的我国,相关立法还不完善,配套的制度需要构建,在推动知识产权融资担保发展时,许多问题需要解决。本文在比较分析了国外知识产权融资担保机制的特点,结合我国现行机制的问题,提出完善我国知识产权融资担保机制的建议。本文一共分为四个部分：第一部分主要是知识产权融资担保的一般分析,阐述了知识产权融资担保的概念,分析可以进行质押融资的知识产权的范围、知识产权融资担保的三种方式以及知识产权融资担保的风险。第二部分主要对我国现行知识产权融资担保的四种典型模式进行归纳和对比分析,总结我国知识产权融资担保机制的问题。第三部分是介绍并且比较分析美国和日本两个国家的知识产权融资担保机制的特点,总结经验以及给我国的启示。第四部分是根据国外知识产权融资担保机制的特点和经验,针对我国的问题,提出完善我国知识产权融资担保机制的建议。
[Abstract]:In order to raise funds, the debtor creates a pledge on the transferable intellectual property provided by the debtor or a third party according to law, using the property right as the security of the debt. The creditor may, when the debtor fails to perform the obligation, Disposition of security and priority over other creditors in the system of security interests. The establishment of intellectual property financing guarantee system is to make better use of intellectual property as an intangible asset and to promote the development of intellectual property strategy. In the process of continuous development of modern science and technology, innovation of science and technology has become an important driving force for the development of enterprises. Intellectual property financing guarantee mechanism can effectively solve the problem of financing difficulties in the development process of small and medium-sized enterprises with independent intellectual property rights. As an important way of intellectual property financing, intellectual property financing guarantee has been widely recognized by the world, and gradually spread in the world, some developed countries have established a perfect guarantee mechanism for intellectual property financing. In the Law of Guaranty and the Law of Real right, our country has clearly pointed out that intellectual property can be used as a pledge of rights. In recent years, China's intellectual property financing guarantee business has developed rapidly, and has established 16 pilot areas of intellectual property financing guarantee. However, because of the particularity of intellectual property rights as intangible assets, the guarantee of tangible assets is more common. It has its special risk, but in the initial stage of our country, the relevant legislation is not perfect, the supporting system needs to be constructed, in promoting the development of intellectual property financing guarantee, many problems need to be solved. This paper makes a comparative analysis of the characteristics of foreign intellectual property financing guarantee mechanism, and puts forward some suggestions to perfect the intellectual property financing guarantee mechanism in China. This paper is divided into four parts: The first part is mainly about the general analysis of intellectual property financing guarantee, expounds the concept of intellectual property financing security, analyzes the scope of intellectual property rights that can be pledged. The three ways of intellectual property financing guarantee and the risk of intellectual property financing guarantee. In the second part, four typical models of intellectual property financing guarantee in China are summarized and compared, and the problems of intellectual property financing guarantee mechanism are summarized. The third part is to introduce and compare the characteristics of the intellectual property financing guarantee mechanism between the United States and Japan, sum up the experience and enlighten our country. The fourth part is based on the characteristics and experience of foreign intellectual property financing guarantee mechanism, aiming at the problems of our country, put forward some suggestions to perfect our intellectual property financing guarantee mechanism.
【学位授予单位】：华中师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：D923.4;D923.2

【共引文献】