合肥市专利权质押融资策略研究

发布时间：2018-07-20 14:56

【摘要】：在21世纪这个以知识经济为主导的全新时代,知识产权成为了最有价值的财产形式,各国不断创新运用知识产权的手段以发挥知识产权带动经济发展的作用,专利权质押融资应时而生。专利权质押作为一种新的融资方式,通过将企业合法拥有的专利权出质给银行等金融机构来获得贷款,不仅能为有形资产不足的科技型企业拓展一条全新的融资渠道,而且可以用金融手段促进企业技术创新,促进一国专利技术的产业化,有利于国家实施知识产权战略,完成“知本”到“资本”的转化,转变经济增长方式。因此如何促进专利权质押融资的发展,一直是中外理论界和实务界关注的焦点。西方发达国家在上个世纪末就确立了专利权质押融资制度,并在实践中取得了很大的成功。我国从2006年开始探索专利权质押贷款业务,但真正顺利融资的实例却很少。2008年金融危机爆发后,中国经济受到严重影响,中小企业特别是科技型中小企业的融资难题变得尤为突出,专利权质押融资作为破解中小企业融资难题的新路径开始受到越来越多的关注和重视。为促进经济复苏,缓解融资难题,建立健全知识产权融资服务机制,国家知识产权局近几年进行了一系列的专利权质押融资试点工作,国内一些城市和地区根据自己的经济发展情况和知识产权保护水平,纷纷制定各种专利权质押融资策略,开展专利权质押融资试点工作,取得了一定的成效,并形成了一些有特色的质押贷款模式。合肥市自2010年7月启动专利权质押贷款试点工作以来,得益于地方政府的大力扶持,专利权质押数量上取得了突破性进展,但相较于合肥市拥有的专利权存量和每年新增量看,仍是收效甚微,试点三年,年均质押比例还不到0.1%,总体上来说发展缓慢。特别是与国内其他试点城市相比,无论质押融资企业数还是质押融资总金额,都有巨大差距。究其原因,一是政府扶持专利权质押融资的政策不完善；二是银行支持专利权质押贷款的积极性不够高；三是参与专利权质押融资的中介机构不健全；四是企业控制专利权质押融资的能力不够强。本文结合作者在合肥市科技局(知识产权局)、银行和民营科技企业园实习的经历,基于上述背景,以合肥市为例,利用文献研究法、比较研究法、调查研究法等,开展专利权质押融资策略研究。首先,文章介绍了进行此项研究的背景和意义,并从专利权质押融资的经济理论研究出发,对专利权及其质押融资的概念及特殊性进行了系统描述。其次,阐述了国内外专利权质押融资的理论研究和操作实务。在理论研究方面,查阅国内外相关领域的文献,分析了这个领域的研究现状；在操作实务方面,介绍了国内外不同地区专利权质押融资实践状况,总结出值得我市借鉴的经验。然后,根据合肥市专利权质押融资试点方面的现实素材,描述合肥市专利权质押融资现状,并通过实地调研和对比分析,找出实践中存在的各种问题,探究困扰合肥市专利权质押融资发展的因素。最后,针对合肥市的具体情况,站在专利权质押融资业务链的整体角度,分别从政府、银行、中介、企业四个主体角度出发,提出了改进合肥市专利权质押融资发展的相应策略。
[Abstract]:In the 21st century , as a new era dominated by knowledge economy , intellectual property rights have become the most valuable forms of property , and countries have continuously innovated and applied the means of intellectual property to drive the economic development . The patent pledge is a new way of financing . The patent pledge is a new financing way . It can not only promote the industrialization of the patent technology of the country , promote the transformation of the " know - ben " to " capital " , and transform the way of economic growth . Therefore , how to promote the development of patent pledge financing has been the focus of the theoretical and practical circles of the foreign countries .

In the end of last century , western developed countries have established the system of pledge financing for patent right , and made great success in practice . After the outbreak of financial crisis in 2008 , China ' s economy has been seriously affected , and the financing problem of small and medium - sized enterprises , especially the small and medium - sized enterprises , has become more and more concerned .
Second , the bank ' s incentive to support the patent pledge loan is not high enough ;
Third , the intermediary institutions participating in the pledge financing of patent right are not perfect ;
Fourth , the ability of enterprise to control patent right pledge financing is not strong enough .

Based on the background , the paper introduces the background and significance of patent pledge financing in Hefei City as an example , and makes a systematic description of the concept and particularity of patent right and its pledge financing from the research of economic theory of patent pledge financing .
In this paper , the author introduces the practice of patent pledge financing in different parts of China and abroad , and summarizes the experiences that deserve the reference from the city . Then , according to the realistic material of the pilot project of patent pledge financing in Hefei , this paper describes the present situation of patent pledge financing in Hefei . Finally , according to the specific circumstances of Hefei , the author points out the corresponding strategies to improve the development of patent pledge financing in Hefei .
【学位授予单位】：安徽大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F204;F832.4

【参考文献】