金融产品可专利性判断标准研究

发布时间：2018-08-08 14:32

【摘要】：以计算机和互联网为标志的信息革命正在改变着人类传统的社会分工和生产方式，其中知识产权成为了国家发展经济的有力武器。同时经济全球化使得知识产权保护成为国际经济秩序的重要组成部分，各个国家都必须对其高度重视。而金融业作为和信息产业联系最为紧密的行业之一，在信息革命的过程中得到飞速的发展，成为了网络金融竞争的战略制高点。金融产品与一般的客体相比较之下，不仅在其客体地位没有得到法律明文的肯定，，而且运用一般的专利审查标准对金融产品专利权进行审查的时候出现了可操作性不强的情况。因此，在这样的现状之下对金融产品的可专利性标准进行研究并提出完善的建议变得具有理论和现实的意义。本文分成三个部分，第一部分首先确定了金融产品的范围的划分，然后对金融产品专利申请情况作了大概的分析，在这样的前提之下提出了金融产品的专利权与一般客体相比的特殊性，由于其特殊性的存在导致完善金融产品可专利性标准变得必不可少。在文章的第二部分则是分析了美国、日本和欧洲在金融产品专利方面的法律变化进程以及它们现今采用的金融产品专利审查标准。文章的最后一部分则是在前文涉及的问题的基础上提出了对我国金融产品专利审查标准的完善建议并总结全文。
[Abstract]:The information revolution, marked by computers and the Internet, is changing the traditional social division of labor and mode of production, in which intellectual property has become a powerful weapon for national economic development. At the same time, economic globalization makes intellectual property protection an important part of international economic order. As one of the most closely related industries, financial industry has developed rapidly in the process of information revolution, and has become the strategic commanding point of network finance competition. Compared with the general object, the financial product not only has not been affirmed by the law in its object status, but also has not been operable when it applies the general patent examination standard to examine the patent right of the financial product. Therefore, it is of theoretical and practical significance to study the patentability standard of financial products and put forward perfect suggestions. This paper is divided into three parts. The first part determines the division of the scope of financial products, and then makes a general analysis of the patent application situation of financial products. Under this premise, the author puts forward the particularity of financial product patent right compared with general object, because of its particularity, it becomes necessary to perfect the patentability standard of financial product. In the second part of the article, the author analyzes the legal changes in financial product patents in the United States, Japan and Europe and the standards of patent examination of financial products adopted by them. In the last part of the article, the author puts forward some suggestions on how to perfect the patent examination standard of financial products on the basis of the problems mentioned above and summarizes the whole text.
【学位授予单位】：暨南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：D923.42

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