湖南省科技型中小企业融资问题的研究

发布时间：2018-08-11 19:07

【摘要】：科技型中小企业作为高科技成果产业化转变的重要媒介,是经济可持续发展的内在动力。但是,由于科技型中小企业的内在特点及我国金融体系构建不完善,科技型中小企业普遍存在融资困境。从区域性金融体系的发展而言,更是存在全国不平衡发展的现象。因此,需要结合地方经济发展特点,有针对性的提出科技型中小企业的融资对策。本文通过对湖南省科技型中小企业的融资现状进行研究,指出湖南省科技型中小企业,一方面发挥科技创新优势快速地推动湖南省经济发展,另一方面又受困于融资短缺的局面。并运用金融成长周期理论、信息不对称理论及融资“双缺口”困境对湖南省科技型中小企业的影响因素进行了综合分析,得出湖南省科技型中小企业信息披露机制不完善、不同发展阶段差异化融资特征以及金融体系建设滞后等原因约束了湖南省科技型中小企业融资。结合湖南省科技型中小企业的融资特点,学习和借鉴高新技术融资、知识产权质押融资、信用担保融资这三种国内成功方式。并在最后,从科技型中小企业自身融资能力构建和金融市场融资体系两个方面,提出了解决湖南省科技型中小企业融资问题的几点建议。本文分为五个部分。第一章为导论,主要对于文章的选题目的、选题意义、文献综述、研究思路和方法及研究内容和创新点进行了介绍。第二章系统的研究科技型中小企业融资研究的相关理论基础。第三章介绍了当前湖南省科技型中小企业的发展现状、问题及影响因素分析。第四章从高新技术融资方式、知识产权质押融资方式和信用担保融资方式三个方面,推介了值得湖南科技型中小企业借鉴的成功融资方式。第五章针对现状提出加快湖南省科技型中小企业融资体系构建的建议,以期能对湖南科技型中小企业融资困境的解决,尽绵薄之力。
[Abstract]:As an important medium for the industrialization transformation of high-tech achievements, the small and medium-sized S & T enterprises are the internal motive force of the sustainable development of economy. However, due to the inherent characteristics of S & T SMEs and the imperfect construction of our financial system, there are generally financing difficulties for STMs. From the development of regional financial system, there is a national uneven development phenomenon. Therefore, it is necessary to combine the characteristics of local economic development and put forward the financing countermeasures of small and medium-sized technological enterprises. Based on the study of the financing situation of Hunan science and technology SMEs, this paper points out that on the one hand, Hunan science and technology small and medium-sized enterprises promote the economic development of Hunan province by giving full play to the advantages of science and technology innovation. On the other hand, they are caught in a financing shortage. Using the theory of financial growth cycle, the theory of information asymmetry and the dilemma of financing "double gap", this paper makes a comprehensive analysis on the influencing factors of Hunan science and technology SMEs, and concludes that the information disclosure mechanism of Hunan science and technology SMEs is not perfect. The financing characteristics of different development stages and the lag of financial system construction restrict the financing of science and technology SMEs in Hunan Province. Combined with the financing characteristics of Hunan science and technology small and medium-sized enterprises, learn and learn from the high-tech financing, intellectual property rights pledge financing, credit guarantee financing these three domestic successful ways. Finally, from two aspects of financing ability construction and financial market financing system of science and technology small and medium-sized enterprises, this paper puts forward some suggestions to solve the financing problem of Hunan science and technology small and medium-sized enterprises. This paper is divided into five parts. The first chapter is the introduction, which mainly introduces the purpose, significance, literature review, research ideas and methods, research content and innovation. The second chapter systematically studies the related theoretical basis of the financing research of science and technology small and medium-sized enterprises. The third chapter introduces the status quo, problems and influencing factors of the development of science and technology SMEs in Hunan Province. The fourth chapter introduces the successful financing methods of Hunan science and technology SMEs from three aspects: high-tech financing, intellectual property pledge financing and credit guarantee financing. The fifth chapter puts forward the suggestion of speeding up the construction of financing system of science and technology SMEs in Hunan province in order to solve the financing dilemma of Hunan science and technology small and medium-sized enterprises.
【学位授予单位】：湖南农业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F275;F276.3

【参考文献】