SC石油公司加油卡业务风险分析与监控系统研究

发布时间：2018-01-23 05:06

本文关键词： 加油卡风险评估风险监控系统　出处：《西南石油大学》2017年硕士论文　论文类型：学位论文

【摘要】：国内经济数十年来的快速发展,使得机动车的数量呈级数增长。悄然出现的机动车加油卡,不仅解决了传统现金支付的弊端,而且为消费者提供了方便快捷的加油服务。然而,加油卡系统上线带来便利的同时,也存在机动车加油卡系统业务异常监管不力,存在严重风险隐患的问题。这些可能出现的风险很大程度上危及着系统的正常运行,并可能造成严重的企业经济损失与社会负面影响。因此,对机动车加油卡业务进行风险监控意义重大。本文基于风险管理理论,以SC石油公司加油卡业务为研究对象开展加油卡风险分析与监控管理研究。首先对SC石油公司加油卡系统的总体架构与构成进行简要阐述;其次对加油卡业务的主要流程进行深入剖析,组织专家组对加油卡全生命周期内可能存在的潜在风险进行识别;利用风险指数法、层次分析法对风险源进行了评估研究,得到SC石油公司加油卡业务风险源综合排序结果。为提高风险管理的有效性与及时性,研究了 SC石油公司加油卡风险监控体系,在分析加油卡业务风险监控体系构建原则与思路的基础上,按照异常规则告警、风险监控与查询、预警管理系统、告警信息处理、资料管理、系统管理六个模块对进行了设计。通过风险监控系统进行预先识别与预防,最大程度上降低风险发生概率与风险损失,提高SC石油公司加油卡业务风险管理的效率与准确程度。
[Abstract]:With the rapid development of domestic economy in recent decades, the number of motor vehicles has increased in a series. The emergence of motor vehicle refueling cards not only solves the drawbacks of traditional cash payment. And it provides convenient and fast refueling service for consumers. However, the online refueling card system brings convenience, but there is also abnormal supervision of the vehicle refueling card system business. These possible risks to a large extent endanger the normal operation of the system, and may cause serious economic losses and negative social impact. It is of great significance to monitor the risk of vehicle refueling card business. This paper is based on the theory of risk management. Taking the refueling card business of SC oil company as the research object, the risk analysis and monitoring management of the refueling card are studied. Firstly, the overall structure and structure of the refueling card system of SC oil company are briefly described. Secondly, the main process of refueling card business is deeply analyzed, and the expert group is organized to identify the potential risks that may exist in the whole life cycle of refueling card. By using the risk index method and the analytic hierarchy process, the risk sources are evaluated and studied, and the comprehensive ranking results of the risk sources of the refueling card business of SC oil company are obtained. In order to improve the effectiveness and timeliness of risk management. On the basis of analyzing the principles and ideas of the construction of the refueling card business risk monitoring system, according to the abnormal rules of warning, risk monitoring and inquiry, early warning management system. Warning information processing, data management, system management six modules are designed. Through the risk monitoring system to identify and prevent in advance, to reduce the probability of risk and risk loss to the greatest extent. Improve SC oil card business risk management efficiency and accuracy.
【学位授予单位】：西南石油大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F426.22

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