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地方政府对中小商业银行的管理职能研究

发布时间:2017-12-31 09:34

  本文关键词:地方政府对中小商业银行的管理职能研究 出处:《湖南师范大学》2013年硕士论文 论文类型:学位论文


  更多相关文章: 地方政府 管理职能 中小商业银行 问题 对策


【摘要】:作为我国金融体的重要组成部分,中小商业银行在短短的十儿年时问里得到了长足发展。中小商业银行作为生存在国有四大商业银行和股份制银行中问的金融机构,在当地政府领导下积极实现自我驱动、自我发展、自我创新,迈出了较大的改革步伐,在促进城乡经济发展与繁荣方而发挥了至关重要的作用。中小银行作为当地政府重点支持的金融企业,表现出明显的政府、政策优势,但同时受当地政府干预和影响也最为深刻。作为中小银行的大股东来讲,地方政府在推动中小银行发展的过程中发挥着至关重要的角色和作用,对其改革发展中的职能也负有不可推卸的责任。 文章从政府管理职能出发,在分析地方政府在保护金融安全、保护公众利益、保证中央银行货币政策顺利实施方而发挥作用的基础土,对地方政府管理职能的发展与中小商业银行管理关系进行了全面闸述。在地方政府与中小银行之问关系上,文中重点指出了地方政府在帮助商业银行走出发展困境、解决现实问题中发挥的作用以及如何正确处理好政府对中小商业银行的干预和影响。在对中国中小商业银行的发展历程及现状分析的同时,闸述了中小商业银行的监管问题和中小银行业务经营模式的问题。 伴随着经济全球化的迅速发展,中小商业银行原来仅仅服务当地经济社会发展的角色与定位发生了重大变化,一些经营条件优越的中小商业银行开始了新一轮的重组升级改造,在尝试引进战略投资、谋求资本上市、完善法人治理、探索跨区经营等方而取得了重要进展。自2007年以来,诸多地方的中小商业银行继续掀起了新一轮的更名热潮,并迅速走向其他区域。究竟地方政府应该如何对中小商业银行管理进行创新,如何正确处理好地方政府与中小商业银行之间的关系。地方政府究竟该如何转变自身在中小商业银行发展过程中角色和职能定位,中小向业银行在将来该如何发展,文章就上述问题进行了详细和深入的探讨。
[Abstract]:As an important part of China's financial system. Small and medium-sized commercial banks have made great progress in a short period of ten years. Small and medium-sized commercial banks as a survival in the state-owned four commercial banks and joint-stock banks ask financial institutions. Under the leadership of the local government, we have actively realized self-driving, self-development and self-innovation, and we have taken a great step forward in reform. Small and medium-sized banks, as financial enterprises supported by the local government, show obvious government and policy advantages. But at the same time by the local government intervention and impact is also the most profound. As the majority shareholders of small and medium-sized banks, local governments in the process of promoting the development of small and medium-sized banks play a vital role and role. To its reform and development of the functions also bear the unshirkable responsibility. Starting from the function of government management, this paper analyzes the basic ground in which local governments play a role in protecting financial security, protecting public interests and ensuring the smooth implementation of monetary policy of the central bank. The relationship between the development of local government management function and the management of small and medium-sized commercial banks is comprehensively described. This paper points out that the local government is helping the commercial banks out of the development dilemma. The role of solving practical problems and how to correctly deal with the government intervention and impact on small and medium-sized commercial banks. At the same time the development process and current situation of small and medium-sized commercial banks in China are analyzed. This paper discusses the supervision of medium and small commercial banks and the business model of small and medium banks. With the rapid development of economic globalization, the role and orientation of the small and medium-sized commercial banks which only serve the local economic and social development have changed greatly. Some small and medium-sized commercial banks with superior operating conditions have started a new round of restructuring and upgrading, trying to introduce strategic investment, seek capital listing, and improve corporate governance. Since 2007, small and medium-sized commercial banks in many places have continued to set off a new round of renaming upsurge. And quickly to other regions. After all, how local governments should innovate the management of small and medium-sized commercial banks. How to correctly deal with the relationship between local governments and small and medium-sized commercial banks, and how the local government should change its role and function orientation in the development process of small and medium-sized commercial banks. This paper makes a detailed and in-depth study on the development of small and medium-sized banks in the future.
【学位授予单位】:湖南师范大学
【学位级别】:硕士
【学位授予年份】:2013
【分类号】:F832.33;D630

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