商业银行物流金融业务风险及防范策略研究

发布时间：2017-12-31 21:05

本文关键词：商业银行物流金融业务风险及防范策略研究　出处：《浙江大学》2013年硕士论文　论文类型：学位论文

【摘要】：物流金融主要是指建立在相应供应链金融基础上的一种创新产品,这也正是银行业与物流行业结合产生的新兴产品。在金融危机的影响下,华尔街的很多金融创新产品受到了大众的怀疑,但是此类新兴的金融产品是建立在顾客、业务流程、能力的基础上而开发的,这主要是把交易流程与业务服务结合起来的新兴金融创新业务,对此业务的重视不仅能够解决金融供应链上中小企业融资的问题,而且能够大大提高商业银行业务的灵活性,有利于银行创设出更多的客制化的金融产品,这不仅能够稳定银行的客源,而且一定程度上能够增强银行的竞争力。本文主要是以商业银行作为主体来分析物流金融的具体操作模式以及运作过程中风险控制措施,这也正是本文的主要创新之处,现有的研究多是针对物流企业或是中小企业的出发的研究。可以分为以下几个部分：第一,是阐述了本文题目的研究背景和意义：第二,阐述了物流金融的具体内涵,针对物流金融在国内外的发展状况进行描述；第三,以具体的物流金融发展模式分析适合我国物流金融发展的具体模式——中介模式,同时具体分析了商业银行应该如何进行具体的物流金融服务；第四,根据物流金融可能产生的信用风险进行分析,就如何建立适当的信用风险监控指标作了具体的阐述；第五,根据以上部分提出的金融物流模式可能产生的风险进行具体的防控制度建设,提出了相关的建议和措施。因为就我国来说,物流金融内容的研究不多,所以缺乏具体的量化分析数据,本文主要是就物流金融的具体内涵和模式进行定义分析和介绍。
[Abstract]:Logistics finance mainly refers to a kind of innovative products based on the corresponding supply chain finance basis, which is the banking industry and the logistics industry with new products produced. The impact of the financial crisis, many Wall Street financial innovation products by the public's doubts, but this kind of emerging financial products is based on customer the business process, and the ability to develop, on the basis of the emerging financial innovation business transaction process and business services combined with the main business, this attention can not only solve the financial supply chain financing of small and medium-sized enterprises, and can greatly improve the flexibility of the commercial banking business, the bank creates more guests the system of financial products, which can not only stabilize the banking market, and to a certain extent, can enhance the competitiveness of the bank.
The main purpose of this paper is the risk control measure to commercial banks as the main body to analyze the logistics finance specific operation mode and operation process, which is also the main innovation of this paper, the existing research on logistics enterprises or research of small and medium enterprises. Can be divided into the following parts: first, it is described in this paper the topic of the research background and significance: second, expounds the concrete connotation of logistics finance, based on the development situation of logistics finance at home and abroad are described; third, to the development of logistics financial model specific analysis of specific modes suitable for the development of logistics finance in China -- the intermediary model, and detailed analysis of the commercial banks how to carry out specific logistics financial services; fourth, according to the analysis of the logistics finance possible credit risk, how to establish credit risk monitoring indicators as appropriate Specific explanation; fifth, the prevention and control system construction according to the specific risk model of financial logistics above proposed possible, put forward relevant suggestions and measures. As for our country, much research of logistics financial content, so the lack of specific quantitative analysis data, this paper mainly analyses and introduces the definition of the specific content of the logistics and financial model.

【学位授予单位】：浙江大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33;F259.22

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