邮储银行发展供应链金融业务的研究

发布时间：2018-01-01 08:25

本文关键词：邮储银行发展供应链金融业务的研究　出处：《广西大学》2013年硕士论文　论文类型：学位论文

【摘要】：自邮储银行2007年成立以来,一直面临着复杂多变的市场环境。从目前的趋势来看,大客户、尤其是优质高端客户的金融脱媒化已经非常明显。中小企业目标市场已经成为各家银行的必争之地。对邮储银行来说,激烈的市场竞争逼迫着自身的战略转型,这既是机遇,更是挑战。想在目前的市场格局中生存发展,供应链金融业务就是邮储银行必须发展的针对性业务。理论上说,供应链金融业务可以解决中小企业融资难的问题；但现实中,由于种种原因,该业务在我国的发展并未达到预期设想的水平。因此,如何科学的发展供应链金融业务成为了当前我国金融业普遍关心和重点讨论的问题。首先,本文阐述了供应链金融的相关理论,简述了它的发展过程,并介绍了相关的业务种类；其次,本文用SWOT分析法结合邮储银行自身特点,详细分析了邮储银行发展该业务的优劣势、以及面临的机遇和挑战；再次,具体介绍了邮储银行目前发展该业务的现状以及面临的问题；然后,本文用了AHP分析法进行了供应链金融业务的风险评估,力争科学合理的筛选客户；最后提出了邮储银行进一步发展该业务的改进建议和发展策略。
[Abstract]:Since the establishment of the post - store bank in 2007 , there has been a complex and changeable market environment . From the current trend , the financial intermediation of big customers , especially high - quality high - end customers , has become very obvious . The target market of small and medium - sized enterprises has become a necessary place for banks . In theory , the fierce market competition forces its own strategic transformation , which is both an opportunity and a challenge . In theory , the development of supply chain finance is not the level expected in our country ' s development . Firstly , this paper expounds the relevant theories of supply chain finance , briefly introduces its development process , and introduces the relevant types of business . Secondly , this paper analyzes the advantages and disadvantages of the development of the business by SWOT analysis method and the opportunities and challenges . Thirdly , this paper introduces the risk assessment of the supply chain financial service by AHP method , and tries to select customers scientifically and reasonably . Finally , the paper puts forward some suggestions and strategies for further development of the business .

【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F618.3;F832.2

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