试论有中国特色的国有商业银行操作风险管理

发布时间：2018-01-05 02:04

本文关键词：试论有中国特色的国有商业银行操作风险管理　出处：《西南大学》2013年硕士论文　论文类型：学位论文

【摘要】：目前全球金融市场虽然不景气,但银行的发展速度没有放缓,银行的交易额也在不断刷新纪录。随着对金融业的约束逐渐放开,金融市场不断变化,金融业务和操作更为复杂,所以银行的操作风险已经成为影响银行发展的重要因素。近年来,由于银行操作不当所引起的事故频发,银行管理者逐渐认识到银行操作风险管理的重要性,将其与市场风险,信用风险并列为银行发展的三大风险,所以关注和研究银行的操作风险管理已经成为银行发展中必须面对的研究课题。论文的结构分为五个部份,首先介绍了银行的风险及其如何分类,然后介绍了银行操作风险管理中存在的问题及对问题进行深入分析,同时借鉴西方国家商业银行操作风险管理的经验,提出关于具有中国特色的国有商业银行操作风险管控办法。
[Abstract]:Although the global financial market is depressed, the development rate of the banks has not slowed down, and the transaction volume of the banks is constantly breaking the record. As the restrictions on the financial sector gradually liberalize, the financial markets are constantly changing. Financial operations and operations are more complex, so the operational risk of banks has become an important factor affecting the development of banks. In recent years, accidents caused by improper bank operations occur frequently. Bank managers have come to realize the importance of operational risk management of banks and put it in line with market risk and credit risk as the three major risks in the development of banks. Therefore, to pay attention to and study the operational risk management of banks has become a research topic that must be faced in the development of banks. The structure of the paper is divided into five parts. Firstly, the paper introduces the risk of the bank and how to classify it, then introduces the problems existing in the operational risk management of the bank and analyzes the problems deeply. At the same time, using the experience of the western commercial banks for reference, this paper puts forward the operational risk control methods of the state-owned commercial banks with Chinese characteristics.
【学位授予单位】：西南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33

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