我国大型商业银行跨国经营现状及决定因素研究

发布时间：2018-01-06 18:23

本文关键词：我国大型商业银行跨国经营现状及决定因素研究　出处：《南京财经大学》2013年硕士论文　论文类型：学位论文

【摘要】：在欧美银行业尚未从金融危机中完全走出来，而我国银行业又处于蒸蒸日上的背景下，我国大型商业银行应利用这样的机会，提升跨国经营水平，为我国国际经济地位的提升以及海外企业提供足够的金融支持，但是目前其跨国经营规模较小，分布零散，海外机构盈利不高，还难以担当先行作用。本文以我国大型商业银行海外资产规模为切入点，，基于邓宁国际生产折衷理论建立模型分析框架，研究我国大型商业银行跨国经营的现状及主要决定因素。论文首先考虑银行自身经营对其海外经营的影响，然后考察国内经济因素对其海外扩张的影响力，最后对美日银行业跨国经营中东道国因素经验分析，为我国大型商业银行跨国经营东道国区位选择时给予借鉴。研究发现，在我国大型商业银行跨国经营实证分析中，海外经营经验与国内经济总量对推进跨国经营有积极的推动作用；从美日银行业跨国经营东道国因素分析中，对我国的启示是东道国人均生产总值以及非金融业对东道国的直接投资是决定其设立机构的重要参考因素。因此在推进我国大型商业银行跨国经营过程中，五大行应扩大海外网络体系，合理布局海外分支机构，拓宽海外经营业务，同时积极利用金融改革的机会。
[Abstract]:In Europe the banking industry has not yet fully come out from the financial crisis, and China's banking is on the upgrade under the background of China's large commercial banks should take advantage of this opportunity, to enhance the level of transnational business, provide financial support enough for international economic status in China and the improvement of overseas enterprises, but the current transnational operation small, scattered, overseas institutions profit is not high, it is difficult to play a leading role. In this paper, China's large commercial banks overseas assets as a starting point, Denning's eclectic theory of international production model is established based on the analysis framework, research status of transnational operation of China's large commercial banks and the main determinants. Firstly, considering the bank's own business impact on the overseas business, and then study the domestic economic factors on its overseas expansion influence at the end of the US Japan banking transnational host country factors The empirical analysis, give the reference for China's large commercial banks the choice of the host location.
The study found that, in the empirical analysis of transnational operation of China's large commercial banks, operating overseas experience and the domestic economy has a positive role in promoting the development of transnational operation; Japan banking transnational operation analysis from the host country factors, the enlightenment to China is the host country per capita GDP and non-financial direct investment to the host country is an important factor to determine the establishment of institutions. In order to promote China's large commercial banks in the process of the five lines should expand overseas network system, reasonable layout of overseas branches, expand overseas business, while actively use financial reform opportunities.

【学位授予单位】：南京财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33

【参考文献】