基于DEA的南京银行技术效率研究

发布时间：2018-01-08 21:13

本文关键词：基于DEA的南京银行技术效率研究　出处：《南京财经大学》2013年硕士论文　论文类型：学位论文

【摘要】：以南京银行为代表的江苏省自有城市商业银行作为江苏省金融体系的重要组成部分，其资产规模和市场份额在整个金融业的比例逐年上升，其经营效率的高低对我省金融市场健康、快速、稳定、有序的发展具有十分重大的意义。但由于江苏省的金融体系保留着较为浓厚的计划经济特征，加之经济发展也处于市场经济的初级阶段，我省自有城市商业银行起步较晚，发展仍相对滞后。本文在吸收借鉴先前研究成果的基础上，从江苏省金融改革和发展的背景出发，对南京银行各年的效率水平和动态变化及其影响因素进行了分析。首先，探讨了商业银行效率的有关概念，界定其内涵，梳理非参数DEA方法，并详细地描述了该前沿方法及其原理。其次，我们利用2007-2012年16家银行相关数据，结合DEA方法对南京银行和其他15家银行的技术效率进行了评价，并对其结果加以简要解析。再次，，本文还研究了南京银行技术效率的影响因素。其中，重点分析了银行产权、资产质量、银行规模、外资引进等因素对南京银行技术效率的影响。最后，提出相关的政策建议。
[Abstract]:The bank's own business in Nanjing city of Jiangsu Province as the representative of the bank as an important part of the financial system in Jiangsu Province, the proportion of its assets scale and market share in the entire financial industry increased year by year, health, its operating efficiency of our financial market fast, stable, is of great significance because of orderly development. Jiangsu Province, the financial system remains relatively strong characteristics of the planned economy, and the economic development is in the initial stage of market economy, our province has its own city commercial banks started late, development is still lagging behind.
Based on the basis of previous research results, starting from the reform and development of Jiangsu province's financial background, factors of Nanjing bank efficiency level and dynamic change of each year and its effect are analyzed. Firstly, the concept of efficiency of commercial banks, the definition of its connotation, combing the non parametric DEA method, and detailed describes the advanced method and principle. Secondly, we use 2007-2012 16 bank related data, combined with the DEA method on the technical efficiency of Nanjing bank and other 15 banks were evaluated, and a brief analysis of the results. Thirdly, this paper also studies the factors affecting the technical efficiency of the Bank of Nanjing. The focus of analysis the bank property, asset quality, bank scale, foreign investment and other factors impact on the technical efficiency of the Bank of Nanjing. Finally, some policy suggestions are put forward.

【学位授予单位】：南京财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33;F224

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