农村信用合作社监管与治理制度研究

发布时间：2018-01-09 09:15

本文关键词：农村信用合作社监管与治理制度研究　出处：《西南财经大学》2013年硕士论文　论文类型：学位论文

【摘要】：近年来,我国一直坚持把“三农”工作放在重中之重,2011年的政府工作报告中,继续把巩固和加强农业基础地位作为政府工作的重点之一。农村信用合作社是我国农村合作金融体系的重要组成部分,也是我国农村合作金融的主力军。农村信用合作社以服务“三农”为宗旨,在促进农业和农村的经济发展以及农民增收等方面起到了积极的作用。但是长期以来,大部分地区的农村信用合作社由于监管体制不完善、产权制度不明晰和法人治理结构不健全等问题的存在,导致了其无法充分发挥农村金融的纽带作用,也给农村信用合作社的可持续发展带来了极大的隐患。为了进一步完善我国农村信用合作社的监管体制和治理结构,2003年我国启动了农村信用社的新一轮改革。为此,文章通过分析农村信用合作社的相关理论,结合我国农村信用社新一轮改革前后的经营状况、监管模式和治理结构的历史分析以及国外发达国家合作金融机构的监管和治理模式的比较研究,对我国农村信用合作社的监管和治理模式进行分析。在此基础上,针对我国农村信用合作社新一轮改革中发现的问题,提出完善我国农村信用合作社的监管和治理模式的措施,最后对农村信用社县级联社的治理结构提出几点建议。
[Abstract]:In recent years, China has been adhering to the "three rural" work in priority among priorities, the government work report in 2011, continue to consolidate and strengthen the position of agriculture as one of the focus of the government. The rural credit cooperatives is an important part of rural cooperative financial system in China, is China's rural cooperative finance the main force of rural credit cooperatives to serve the "three rural" for the purpose, has played a positive role in promoting agricultural and rural economic development and farmers' income and so on. But for a long time, most of the region's rural credit cooperatives as the regulatory system is not perfect, unclear property right and corporate governance structure is not perfect and other problems the role of the lead, unable to give full play to the rural finance, but also to the sustainable development of rural credit cooperatives has brought great risks.
In order to further improve China's rural credit cooperatives supervision system and governance structure, in 2003 China launched a new round of rural credit cooperatives reform. Therefore, this article through the theoretical analysis of the rural credit cooperatives, combined with a new round of reform of China's rural credit cooperatives operating conditions, the comparative research on the supervision mode and governance structure the historical analysis and the overseas developed country cooperative financial institutions supervision and governance mode, analysis of China's rural credit cooperatives supervision and governance mode. On this basis, according to China's rural credit cooperatives in the new round of reform of the problem, put forward to perfect our country's Rural Credit Cooperatives supervision and governance mode finally, measures, governance structure of rural credit cooperatives at the county level and put forward some suggestions.

【学位授予单位】：西南财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.35

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