中国农村信用社改革绩效评价——基于Yaron农村金融机构业绩评估指标的研究

发布时间：2018-01-14 18:39

本文关键词：中国农村信用社改革绩效评价——基于Yaron农村金融机构业绩评估指标的研究　出处：《经济问题探索》2011年10期 　论文类型：期刊论文

【摘要】：本文借鉴Yaron提出的农村金融机构业绩评估指标,通过构建符合我国国情的农村金融机构业绩评估指标体系,试图以理论框架与数据支撑有机统一的分析模式对我国农信社(即农村信用社)改革绩效进行客观评价。本文的分析结果表明,改革后我国农信社在发挥支农效果、对农村目标客户的覆盖面以及自身的可持续发展能力等诸多方面均有了不同程度地改善。然而这一结果只是农信社改革的初步成效而非改革成功的主要标志,恢复信用社本来的微观形态是其改革成功的根本出路。
[Abstract]:This paper draws lessons from the performance evaluation index of rural financial institutions put forward by Yaron, and constructs the performance evaluation index system of rural financial institutions in accordance with the national conditions of our country. This paper attempts to objectively evaluate the reform performance of rural credit cooperatives (RCCs) in China by using the analytical model of organic unity of theoretical framework and data support. The results of this paper show that. After the reform, the rural credit cooperatives of our country are giving play to the effect of supporting agriculture. The coverage of rural target customers and their own sustainable development capabilities have been improved to varying degrees. However, this result is only the initial results of the reform of rural credit cooperatives, not the main sign of success. Restoring the original micro-form of credit cooperatives is the fundamental outlet of its successful reform.
【作者单位】：中国人民大学;
【分类号】：F832.3;F224
【正文快照】： 作为中国农村金融体系中最重要的供给一方的农村信用社,2003年国务院又启动了对其的新一轮改革。如何对我国的农村信用社改革进行科学客观的评价和探索下一步农信社改革的战略方向是摆在我们面前的重要课题。在评价农村信用社改革绩效方面,国内已有学者进行研究,如谢平等(2006

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