麻阳县农村金融改革问题研究

发布时间：2018-01-15 05:09

本文关键词：麻阳县农村金融改革问题研究　出处：《湖南农业大学》2013年硕士论文　论文类型：学位论文

【摘要】：改革开放以来,麻阳县的农业和农村经济发展取得了巨大成就,农业和农村与当地经济的联系越来越紧密。所以解决好农业和农村经济的发展关系,对麻阳县的“三农”的发展也起到主要作用。由于影响麻阳县农村金融发展的原因是多方面的,其中重要的原因之一,就是目前麻阳县农村金融制度安排不能够满足农村经济主体的融资需求。而麻阳县是全市农村综合改革试点县,麻阳县农村金融体制改革十分复杂,是一个极为艰巨任务,缺乏利益关系的。多年以来,麻阳县农村金融体制改革长期受其他体制改革“惯性”的作用,农村金融体制长期成为农村经济体制的附属物,导致了农村金融主体长期缺位。针对现有农村金融体系中存在的突出问题,利用农村金融制度变迁过程中的路径依赖分析理论,找出目前农村金融体制的制度缺陷。所以,在整个麻阳县农村金融活动中,融通资金是农村金融活动的全部内容,并且以发展农村经济服务为宗旨。进一步拓展金融产品、拓宽综合改革融资渠道、加强农村金融文化建设。本文通过对麻阳县在农村金融改革与探索中的现状以及政策性金融弱化、邮政储蓄分流等问题分析,通过问题提出相应问题对策,进而改变目前麻阳县农村金融改革现状。构建“双重四元”的农村金融组织体系,对农村金融制度进行创新思考。
[Abstract]:Since the reform and opening up, the agricultural and rural economic development of Mayang County has made great achievements, agriculture and rural areas and the local economy more and more closely linked, so solve the relationship between agriculture and rural economic development. It also plays a major role in the development of "agriculture, countryside and farmers" in Mayang County. There are many reasons that affect the rural financial development of Mayang County, among which one of the important reasons is. At present, the rural financial system arrangement of Mayang County can not meet the financing needs of the main body of rural economy. And Mayang County is the pilot county of comprehensive rural reform in the whole city, and the rural financial system reform of Mayang County is very complex. Is a very difficult task, lack of interest. For many years, the rural financial system reform in Mayang County has been affected by the inertia of other system reforms for a long time, and the rural financial system has long been an adjunct to the rural economic system. It leads to the absence of the main body of rural finance for a long time. In view of the outstanding problems in the existing rural financial system, we use the path dependence analysis theory in the process of rural financial system change. Find out the system defects of rural financial system at present. Therefore, in the whole rural financial activities of Mayang County, financing is the whole content of rural financial activities. And to develop rural economic services as the purpose, further expand financial products, broaden the comprehensive reform of financing channels. Strengthen the construction of rural financial culture. Through the analysis of the current situation of rural financial reform and exploration, the weakening of policy finance, the distribution of postal savings and other problems, this paper puts forward the corresponding countermeasures. And then change the current situation of rural financial reform in Mayang County, construct the "double four-yuan" rural financial organization system, and think about the innovation of rural financial system.
【学位授予单位】：湖南农业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.7

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