SZ银行个人理财业务发展研究

发布时间：2018-01-16 18:23

本文关键词：SZ银行个人理财业务发展研究　出处：《苏州大学》2016年硕士论文　论文类型：学位论文

【摘要】：近几年来商业银行的个人理财业务获得了迅速发展。随着全球化、网络化和金融自由化浪潮的展开,个人理财业务已经成为一个国际银行业公认的极具潜力的新领域。而随着国内经济结构的加速转型、资本市场的发展、投资渠道的多元化和个人财富的迅速增长,给商业银行带来丰厚收益的个人理财业务逐渐成为我国商业银行新的利润增长点和转型着力点。鉴于此,本文以SZ银行为研究对象,首先阐述本文的研究方法、思路,然后对个人理财相关理论进行论述,接着在此基础上以SZ银行个人理财业务为例,分析了国内商业银行个人理财业务发展背景下SZ银行个人理财业务的发展现状,接着列举SZ银行个人理财业务发展存在的问题及原因分析。最后结合SZ银行实际情况,提出了完善SZ商业银行个人理财业务的措施对策,以期为SZ商业银行乃至全国所有地区性商业银行的个人理财业务发展提供借鉴与参考。
[Abstract]:In recent years, the personal finance business of commercial banks has developed rapidly. With the development of globalization, networking and financial liberalization. Personal finance business has become a potential new field of international banking industry. With the accelerated transformation of domestic economic structure, the development of capital market. The diversification of investment channels and the rapid growth of personal wealth have gradually become the new profit growth point and transformation focus of Chinese commercial banks. This paper takes SZ Bank as the research object, first describes the research methods, ideas, and then discusses the relevant theories of personal finance, and then takes SZ Bank personal finance business as an example. This paper analyzes the development situation of SZ bank's personal finance business under the background of the development of domestic commercial bank's personal finance business. Then enumerates the SZ bank personal financing business development problems and reasons analysis. Finally, combined with the actual situation of SZ Bank, put forward the measures to improve the SZ commercial bank personal finance business. In order to provide reference and reference for the development of personal finance business of SZ commercial bank and all regional commercial banks in China.
【学位授予单位】：苏州大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F832.2

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