中国银行投资银行业务模式研究

发布时间：2018-01-22 19:04

本文关键词： 中国银行投资银行模式研究　出处：《吉林大学》2013年硕士论文　论文类型：学位论文

【摘要】：在我国利率市场化改革的日渐深入，，资本市场体系的不断完善的宏观背景下，银行间的同业竞争日趋激烈，银行业与非银行金融机构之间的竞争也进一步增强。商业银行盈利空间逐渐变小，一直以来盛行的盈利模式受到了严重的挑战。为了获取新的利润增长点，商业银行纷纷加大了对投资银行业务的拓展，并将逐步将业务发展的重点转向投资银行业务。同时，我国金融业在面对全面对外开放、国外成熟投资银行进驻中国市场的现实竞争时，商业银行扩大投资银行业务也成为适应现实竞争的必然选择。但目前我国商业银行的投资银行业务尚处于早期阶段，虽然取得了一些阶段性成果，但仍面临很多亟待解决的问题。商业银行开展投资银行业务不仅要借鉴国外的先进经验，更需要梳理国内典型银行的发展历程，为各级商业银行开展投资银行业务提供可资借鉴的成熟模式。根据上述研究思路，本文共分为五章对相关研究进行了阐述。首先，概述了我国商业银行发展投资银行业务的宏观经济背景及战略意义，并对目前国内外投资银行业务研究现状进行了综述，对本文主要研究内容和采用的研究方法、研究技术路线进行了介绍。其次是对商业银行与投资银行的定义进行了界定，分析了商业银行与投资银行的区别与联系；并对国内外商业银行开展投资银行业务的模式分别进行了详细介绍、分析。论文的主要研究部分是对中国银行开展投资银行业务的必要性及可行性对其发展投资银行业务的动因进行了分析，并对其投资银行的业务现状及存在的问题进行了阐述、分析。同时，重点从模式运行目标、组织架构、运作机制、产品体系角度详细介绍了中国银行投资银行业务，对中国银行投资银行业务的发展模式进行了总结。最后，前述分析的基础上提出了商业银行开展投资银行业务的模式目标，并对未来研究提出了一定的研究展望。
[Abstract]:With the deepening of the interest rate marketization reform and the continuous improvement of the capital market system, the interbank competition between banks is becoming increasingly fierce. The competition between banking and non-bank financial institutions is also further strengthened. The profit space of commercial banks has gradually become smaller and the prevailing profit model has been seriously challenged in order to obtain new profit growth point. Commercial banks have increased the expansion of investment banking business, and will gradually shift the focus of business development to investment banking business. At the same time, China's financial industry is in the face of full opening to the outside world. Foreign mature investment banks in the Chinese market when the reality of competition. Commercial banks to expand investment banking business has become an inevitable choice to adapt to the reality of competition, but at present, the investment banking business of commercial banks in China is still in the early stage, although there have been some achievements. However, there are still many problems to be solved urgently. Commercial banks not only need to learn from the advanced experience of foreign countries, but also need to comb the development of typical domestic banks. For all levels of commercial banks to carry out investment banking business to provide reference to the mature model. According to the above research ideas, this paper is divided into five chapters to elaborate the relevant research. Firstly, it summarizes the macroeconomic background and strategic significance of the development of investment banking business in China's commercial banks. And the current situation of investment banking research at home and abroad is summarized, the main research content and research methods adopted in this paper. Secondly, the definition of commercial bank and investment bank is defined, and the difference and relation between commercial bank and investment bank are analyzed. And the domestic and foreign commercial banks to carry out the investment banking business model respectively carried on the detailed introduction. The main research part of this paper is to analyze the necessity and feasibility of developing investment banking business in Bank of China. And its investment bank business status and existing problems are described and analyzed. At the same time, the focus from the mode operation objectives, organizational structure, operational mechanism. This paper introduces the investment banking business of Bank of China in detail from the point of view of product system, and summarizes the development mode of investment banking business of Bank of China. On the basis of the above analysis, the paper puts forward the model target of commercial banks to carry out investment banking business, and puts forward some research prospects for future research.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.2

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