广西BW金融租赁有限公司风险管理研究

发布时间：2018-02-07 14:21

本文关键词： 金融租赁风险管理 BW金融租赁有限公司　出处：《广西大学》2016年硕士论文　论文类型：学位论文

【摘要】：金融租赁因其融资融物的独特优势,成为了金融市场中炙手可热的金融工具,为企业拓宽融资渠道、更新技术设备以及促进产品销售开辟了新的道路。我国金融租赁近几年来取得了突飞猛进的进展,各类融资租赁公司的数量、业务、规模等都获得了前所未有的增长。对于从事金融租赁项目的公司来说,风险防范是其发展业务过程中的重中之重。金融租赁集融资融物于一体的复杂性决定了融资租赁的风险存在于金融租赁活动的各个环节,对任一环节风险管理的疏忽,都可能对融资租赁公司的整体效益产生极大的影响,因此,融资租赁公司要完善其内部风险控制制度,强化外部风险管理手段,就必须对金融租赁项目和其对应的风险有深刻了解。BW金融租赁有限公司是广西区内首家金融租赁公司,自2012年成立以来,对公司的风险管理工作就一直保持高度重视,在风险识别、风险评价和风险控制方面都有相应的制度规范。但因为金融租赁是一个复杂、多样的金融工具,BW金融租赁有限公司在其发展过程中不可避免地会面临一些风险,遭受一定损失,甚至导致破产。因此,在BW金融租赁有限公司的经营过程中,如何对风险进行有效的识别、评估和控制就成了影响BW金融租赁有限公司能否稳步健康发展的关键。本文通过分析我国金融租赁业的发展现状、存在的风险以及风险防控措施,结合BW金融租赁有限公司的实际经营情况和风险管理情况,并借鉴国外金融租赁的风险防控手段,提出对BW金融租赁有限公司风险管理切实有效的改进方案,以帮助BW金融租赁有限公司实现稳定发展,更好的助力于广西的经济发展,也为其他融资租赁公司,尤其是金融租赁公司的风险管理提供借鉴。
[Abstract]:Because of its unique advantages in financing and financing, financial leasing has become a hot financial instrument in the financial market, and has broadened financing channels for enterprises. The upgrading of technology and equipment and the promotion of product sales have opened up a new road. China's financial leasing has made rapid progress in recent years, the number and business of various financial leasing companies, For financial leasing projects, companies that are involved in financial leasing projects have seen unprecedented growth. Risk prevention is the most important part in the development of financial leasing. The complexity of financial leasing financing in one determines that the risk of financial leasing exists in every link of financial leasing activities, and neglects the risk management of any link. Therefore, the financial leasing company should perfect its internal risk control system and strengthen the external risk management means. It is necessary to have a deep understanding of the financial leasing project and its corresponding risks. BW Financial Leasing Co., Ltd. is the first financial leasing company in Guangxi. Since its establishment in 2012, it has always attached great importance to the risk management work of the company. There are corresponding regulations in risk identification, risk assessment and risk control. However, because financial leasing is a complex and diverse financial instrument, BW financial leasing limited company will inevitably face some risks in its development. Suffered certain losses, even led to bankruptcy. Therefore, in the operating process of BW Financial Leasing Co., Ltd., how to effectively identify the risks, Evaluation and control have become the key to the steady and healthy development of BW Financial Lease Co., Ltd. This paper analyzes the current situation of the development of financial leasing industry in China, the existing risks and risk prevention and control measures, Combining with the actual operation and risk management of BW Financial Lease Co., Ltd., and referring to the risk prevention and control means of foreign financial leasing, the paper puts forward a practical and effective improvement scheme to the risk management of BW Financial Lease Co., Ltd. In order to help BW Financial Lease Co., Ltd. to achieve a stable development, a better help to the economic development of Guangxi, but also for other financial leasing companies, especially financial leasing companies to provide reference for risk management.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F832.39;F272.3

【相似文献】