中小商业银行资产托管业务发展战略研究

发布时间：2018-02-10 17:56

本文关键词： 中小商业银行资产托管业务发展战略 SWOT分析　出处：《华中科技大学》2013年硕士论文　论文类型：学位论文

【摘要】：近年来，我国金融体系通过不断的改革，逐步向纵深方向发展，在发展的过程中，各个银行对自身的业务产品也在进行着不断的创新，资产托管业务作为银行创新型的业务产品越来越受到银行业人士的重视和客户的追捧，在我国金融领域获得了非常快的发展，然而从我国目前的银行资产托管业务来看，中小银行无论在规模上还是在组合数量上都处于劣势，虽然从趋势上来说，中小银行在资产托管业务呈现出不断增长的局面，但与大型银行资产托管业务相比，还存在较大的差距。因此，对于中小银行来说，要使自身的资产托管业务得到发展，必须要对发展战略进行研究，在分析的基础上选择适合自身发展的发展战略，这样，才能在银行资产托管业务发展中取得主动。本文在对我国中小银行资产托管业务现状进行阐述的基础上，对我国中小银行资产托管业务存在的问题进行了分析，并根据存在的问题提出了相应的对策和方法，同时以XX银行为例，运用SWOT分析，在分析中小商业银行内外部环境、自身业务发展、现有政策措施的基础上，对中小商业银行资产托管业务的发展战略进行了探索，希望一定程度能为我国中小商业银行资产托管业务的战略定位及发展提供一定的参考和借鉴，，并提出了中小银行资产托管业务发展战略的建议。
[Abstract]:In recent years, China's financial system through continuous reform, gradually develop to the depth of the direction, in the process of development, each bank to their own business products are also constantly innovation. As an innovative business product of banks, asset custody business has been paid more and more attention to by bankers and customers, and has developed very quickly in the financial field of our country. However, from the current banking assets custody business in China, Small and medium-sized banks are at a disadvantage both in size and in the number of portfolios. Although the trend of small and medium-sized banks in terms of asset custody business shows a growing situation, but compared with the large bank asset custody business, Therefore, for small and medium-sized banks, in order to develop their own asset custody business, we must study the development strategy and choose a development strategy suitable for their own development on the basis of analysis. In order to take the initiative in the development of bank assets custody business. On the basis of expounding the present situation of assets custody business of small and medium-sized banks in China, this paper analyzes the problems existing in the assets custody business of small and medium-sized banks in China, and puts forward the corresponding countermeasures and methods according to the existing problems. At the same time, taking XX Bank as an example, using SWOT analysis, on the basis of analyzing the internal and external environment of small and medium-sized commercial banks, the development of their own business, and the existing policies and measures, this paper explores the development strategy of the assets custody business of small and medium-sized commercial banks. It is hoped that it can provide some reference for the strategic orientation and development of asset custody business of small and medium-sized commercial banks in China to some extent, and put forward some suggestions for the development strategy of asset custody business of small and medium-sized commercial banks.
【学位授予单位】：华中科技大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F272;F832.2

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