正规金融与非正规金融的交叉影响机制研究——基于动态随机一般均衡模型的分析

发布时间：2018-02-10 21:17

本文关键词： 正规金融非正规金融二元金融体系　出处：《云南大学学报(社会科学版)》2014年06期 　论文类型：期刊论文

【摘要】：随着社会关注度的不断提升,非正规金融与正规金融之间的关系已成为经济理论的研讨热点之一。基于动态随机一般均衡模型,本文深入剖析了正规金融与非正规金融的交叉影响机制后发现,这两者是相辅相成的平行市场;私人关系和信用约束机制对非正规金融部门的影响很大;非正规金融部门的利率水平并不一定会随着正规金融部门实施的低利率信贷补贴而降低。
[Abstract]:With the increasing social concern, the relationship between informal finance and formal finance has become one of the hot topics in economic theory. After deeply analyzing the cross-influence mechanism of formal finance and informal finance, this paper finds that the two are complementary parallel markets, and the private relationship and credit constraint mechanism have great influence on the informal financial sector. Interest rates in the informal sector do not necessarily fall with low interest rate credit subsidies imposed by the formal financial sector.
【作者单位】：中国人民银行;
【基金】：国家社科基金青年项目“影子银行与正规银行间的风险交叉传染研究”(项目号:13CJY129)的阶段性研究成果
【分类号】：F832

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